In this segment we’re going to discuss water damage in a basement. I get a lot of calls for basement flooding. What most people need to understand is all types of groundwater intrusion are denied within the normal homeowners policy. But what’s covered in a basement would be items like something where your sump pump overflowed . That’s usually up to $5,000 for the coverage or a plumbing line burst in the ceiling or a hot water heater failing. Any type of water leak with from a plumbing source within the house will be covered Usually up to policy limits.