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✆ (610) 557-8782
MAXIMUM settlement. SHORTEST time. LOWEST fee.

West Chester Public Adjuster


​The Claim Guide is a public insurance adjuster firm in West Chester, Chester County dedicated to obtaining you the maximum settlement you deserve. We help with both business as well as residential insurance claims. When you have accidental water damage, smoke damage, fire damage, snowstorm damage or any type of damage that will be covered by your insurance provider, your ideal strategy of defense is to engage your very own public insurance adjuster. If your house or commercial property experienced accidental damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your ideal choice in receiving the insurance settlement you need.

Have you received a low settlement offer and you wish to reopen your commercial insurance claim? We can aid you in reopening your insurance claim. The low offer you obtained is not your last settlement!

If you feel your property damage claim has been unfairly rejected, it’s not too late! give us a call at (610) 557-8782 today!

We have decades of experience managing these claims. We will utilize our expertise, resources to get you the settlement you deserve. Our results as well as track record highlight the kind of settlements our customers receive. We have delivered millions worth of home insurance as well as local business claims.

Get The Settlement You Deserve.


Every loss is different and the Claim Guide treats every one with special attention. The Claim Guide Public Adjusters brings a network of experienced and certified specialists to your side in a time of loss or damage to your house or store. Our expert team can aid,guide you through each step during the claims process. The Claim Guide will take the burden and stress of claims filings, documenting, gathering, and assessing all elements related to your loss. You can feel confident that everything is done correctly to get your house or store settlement. Do not get underpaid by your insurance company! Call us Today, your public insurance adjuster. (610) 557-8782

Coronavirus business interruption Claims in West Chester

Even if you have actually already been denied or told that your business income insurance will not cover your losses, do not give up. We have been successful in representing firm owners in business income insurance claims. Your firm disruption coverage protects you from precise scenarios that have impaired so many American firm owners as a result of Coronavirus.

Have you been told that your Coronavirus business interruption Claims is not covered? Call (610) 557-8782! We are experts in winning Business Income Insurance Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you stressed that your restaurant business insurance coverage may or may not cover your losses during the Coronavirus pandemic? Do you have a service that has been labeled non-essential and you are at risk of going bankrupt? If you have a business owner’s policy, then you may have rights and benefits that are owed to you.

Call (610) 557-8782 if you have been denied for your Coronavirus business interruption Claims in West Chester.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s experts are happy to service in Chester County Pennsylvania . Also the surrounding cities including the following cities:
West Goshen, Woodcrest, Kirkland, Westtown, Rocky Hill, Belvidere, Thornton, Willistown, Marlboro, Brookfield, Ward, Green Tree, Laurel, Eagle, Upper Providence

If you do not see your city on the list, please do not hesitate to call : (610) 557-8782

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the business clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has skillfully assisted countless house owners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance claims and get back all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Most individuals start an insurance claim by contacting their insurance broker and providing all the info required. In many cases, their initial step really should be to call a public insurance adjuster. Unlike dealing with the adjuster designated by the insurance company, the private insurance adjuster works for you, the property owner.

Since the determination of the worth of the loss depends upon the claims adjuster who is a worker or contractor of the insurance company, it may be optimal to have someone experienced looking out for your best interests. Most individuals do not know that public insurance adjusters even exist and would certainly not know to work with one after a residential property damage claim.

Filing an Insurance Claim

When you experience accidental damage to your home or company, you may find yourself in a position where you need to file an insurance claim. Whenever there is an insurance claim to be made, there is a good chance you are going to be working with an insurance claims adjuster sent by your insurance company to assess the damage and identify what needs to be paid.

Although submitting an insurance claim can be burdensome and can possibly raise your insurance premium for the future, when it comes to severe damage, most insurance holders will choose to file a claim as opposed to handle the whole financial burden of the loss themselves.

Three Kinds of Claims Adjusters

Initially, and most common type of adjuster is a company insurance adjuster– also called a staff adjuster. They are a worker of the insurance company. This kind of insurance claims adjuster is the one most individuals would certainly be dealing with for their insurance claims. Given that they are staff members of the insurance company, they may attempt to do their best to aid you, however they have a financial duty to their employer, which does not always make it easy to be fair with you.

Sometimes, the insurance company may not even choose to send out an insurance adjuster out to look at the damage and just ask you to take pictures and send them electronically. Also, the insurance company may ask you to collect 3 quotes and just turn them in. Now you have to spend days and hours awaiting appointments from contractors, who are only estimating what they think they can get you to spend. Free quotes are typically not based in what you are entitled to as a policy holder. Then when you send 3 quotes, the insurance company will only take the most affordable of the 3 anyhow.

An independent insurance adjuster is a contractor that the insurance company pays to manage your insurance claim. Often when an insurance company has a high volume of insurance claims– like after a natural disaster– they don’t have adequate staff insurance adjusters to cover the area. Insurance companies will contract independent insurance adjusters from outside of the impacted area to take handle of claims for their insurance holders. An independent insurance adjuster is also accountable to the insurance company who has contracted them. They have factors to consider for future work from the insurance company, so they may have to consider out the advantages and disadvantages of paying you what you are entitled to. Also, often times independent insurance adjusters are extremely occupied and they do not have the time or energy to correctly evaluate your damage. They are under pressure to rush your insurance claim and send an incomplete damage negotiation.

The 3rd kind of insurance adjuster, the public insurance adjuster, helps the insurance holder. The general public insurance adjuster is an independent and certified insurance adjuster, contracted by the insurance holder, and works on you during the claims process.

Public insurance adjusters are required to be certified in Pennsylvania. There is no conflict of interest for the public adjuster. They only work for the homeowner’s benefit and have zero fiduciary duty to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in West Chester. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many happy business customers in West Chester and the surrounding cities like: West Goshen, Woodcrest, Kirkland, Westtown, Rocky Hill, Belvidere, Thornton, Willistown, Marlboro, Brookfield, Ward, Green Tree, Laurel, Eagle, Upper Providence
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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