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Tenafly Public Adjuster

​The Claim Guide is a private insurance adjuster company in Tenafly, Bergen County committed to obtaining you the optimum settlement you deserve. We assist with both commercial as well as residential insurance claims. When you have accidental water damage, smoke damage, fire damage, thunderstorm damage or any damage that will be covered by your insurance provider, your best plan of protection is to engage your very own public adjuster. If your residence or store experienced unanticipated damage, a private insurance claims adjuster, referred to as a public insurance adjuster, is your best choice in obtaining the insurance settlement you deserve.

Have you received a low settlement estimate and you wish to reopen your business insurance claim? We can help you in reopening your insurance claim. The low offer you received is not your last settlement!

If you feel your insurance claim claim has been unfairly rejected, it’s not too late! give us a call at (201) 800-6697 today!

We have decades of experience handling these claims. We will utilize our experience, resources to deliver you the financial settlement you are entitled to. Our results as well as reputation illustrate the type of settlements our clients receive. We have obtained millions worth of residential property insurance as well as business claims.

Get The Settlement You Are Entitled To.

Every loss is different and the Claim Guide deals with each one with special attention. The Claim Guide Public Adjusters brings a network of experienced and certified specialists to your side in a time of loss or damage to your residence or local business. Our team can help,guide you through each step throughout the claims process. The Claim Guide will take the burden and pressure of claims filings, documenting, gathering, and examining all elements related to your loss. You can rest assured that everything is done appropriately to get your residence or local business settlement. Do not get underpaid by your insurer! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claims in Tenafly

Has your small business been completely ravaged as a result of the Coronavirus? Have you previously received a denial or reservation of rights letter from your insurer? Even if you have actually previously been denied or told that your business income insurance will not pay for your losses, do not quit. We have succeeded in defending small business owners in small business interruption insurance claims. Your small business interruption coverage safeguards you from exact circumstances that have actually affected so many United States small business owners as an outcome of Coronavirus. Are you making every effort to get by and yet your revenue and sales are significantly lessened? You do not deserve to have your insurer attempting to turn down for your insurance claim so quickly. You should protect yourself with an expert firm like Claim Guide Adjusters. We have a full forensic accounting staff to optimize your extra expense coverage. You can focus on running your small business, while we fight for every cent you are entitled to.

Have you been told that your Coronavirus business income insurance Claims is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you worried that your restaurant business insurance may or may not cover your losses during the Coronavirus quarantine? Do you have a small business that has been labeled non-essential and you are at danger of declaring bankruptcy? You may have rights and privileges that are owed to you if you have a business owner’s policy.

Call (201) 800-6697 if you have been denied for your Coronavirus business income insurance Claims in Tenafly.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s experts serve in Bergen County New Jersey . Also the surrounding cities including the following cities:
Cresskill, Bergenfield, Dumont, Demarest, Englewood, Alpine, Englewood Cliffs, Haworth, New Milford, Closter, Teaneck, River Edge, Harrington Park, Linwood, Oradell

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has effectively aided many house owners in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and get back all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Most people start an insurance claim by calling their insurance broker and giving them all the info required. In many cases, their initial step should really be to call a public insurance adjuster. Unlike dealing with the adjuster sent by by the insurer, the private adjuster works for you, the insurance holder.

Since the determination of the worth of the loss rests on the claims adjuster that is a worker or contractor of the insurer, it may be optimal to have somebody experienced on your side. Most people do not know that public insurance adjusters also exist and would not know to engage one after a building damage claim.

Filing an Insurance Claim

When you experience smoke damage to your home or company, you may find yourself in a place where you need to file an insurance claim. At any time there is an insurance claim to be made, there is a great chance you are mosting likely to be collaborating with a claims adjuster sent by your insurer to assess the damage and figure out what needs to be paid.

Although submitting an insurance claim can be troublesome and can perhaps raise your insurance rates for the future, when it comes to severe damage, the majority of insurance holders will choose to file a claim rather than take on the entire financial burden of the loss themselves.

3 Kinds of Claims Adjusters

Initially, and most common type of adjuster is a company adjuster– additionally referred to as a staff adjuster. They are a worker of the insurer. This type of insurance claims adjuster is the one the majority of people would be dealing with for their insurance claims. Because they are employees of the insurer, they may attempt to do their best to help you, yet they have a financial responsibility to their company who signs their paychecks, which does not always make it easy to be reasonable with you.

In some cases, the insurer may not also choose to send an adjuster out to take a look at the damage and just ask you to take images and send them digitally. Additionally, the insurer may ask you to gather three estimates and just turn them in. Now you have to spend days and hours waiting for appointments from contractors, who are only estimating what they think they can get you to spend. Free estimates are typically not based in what you are entitled to as a policy holder. After that when you send 3 estimates, the insurer will only take the most affordable of the three anyhow.

An independent adjuster is a contractor that the insurer pays to take care of the insurance claim. Sometimes when an insurance company has a high volume of claims– like after a natural disaster– they don’t have enough staff insurance adjusters to cover the region. Insurer will contract independent insurance adjusters from beyond the impacted area to take handle of claims for their insurance holders. An independent adjuster is also liable to the insurer that has contracted them. They have considerations for future contracts from the insurer, so they may have to evaluate out the benefits and drawbacks of paying you what you are entitled to. Also, lot of times independent insurance adjusters are really busy and they do not have the time or energy to correctly evaluate your damage. They are under pressure to hurry your insurance claim and send an insufficient damage negotiation.

The 3rd type of adjuster, the public insurance adjuster, benefits the policyholder. The public insurance adjuster is an independent and certified insurance adjuster, contracted by the policyholder, and services you throughout the insurance claims process.

Public insurance adjusters are required to be accredited in New Jersey. There is no conflict of interest for the public adjuster. They only fight for the property owner’s benefit and have zero fiduciary responsibility to your insurer.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Tenafly. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many happy commercial clients in Tenafly and the surrounding neighborhoods like: Cresskill, Bergenfield, Dumont, Demarest, Englewood, Alpine, Englewood Cliffs, Haworth, New Milford, Closter, Teaneck, River Edge, Harrington Park, Linwood, Oradell
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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