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Rockleigh Public Adjuster


​The Claim Guide is a private insurance adjuster firm in Rockleigh, Bergen County dedicated to getting you the optimum settlement you need. We help with both industrial and residential insurance claims. When you have plumbing damage, smoke damage, fire damage, snowstorm damage or any damage that will be covered by your insurance coverage company, your best plan of protection is to engage your own public adjuster. If your property or business suffered accidental damages, a private insurance claims adjuster, referred to as a public insurance adjuster, is your best choice in receiving the insurance settlement you need.

Have you received an insulting settlement estimate and you want to get to reopen your house insurance claim? We can assist you in reopening your insurance claim. The low offer you obtained is not your final settlement!

If you feel your homeowners claim has been improperly denied, it’s not too late! give us a call at (201) 800-6697 today!

We have decades of experience negotiating with these claims. We will use our know-how, resources to deliver you the settlement you are entitled to. Our results and track record show the kind of settlements our customers receive. We have recovered millions worth of home insurance and commercial claims.

Get The Settlement You Are Entitled To.


Every loss is different and the Claim Guide treats every one with special attention. The Claim Guide Public Adjusters brings a network of experienced and licensed professionals to your side in a time of loss or damage to your property or business. Our team can assist,guide you through each action during the claims process. The Claim Guide will take the worry and stress of claims filings, documenting, researching, and examining all aspects related to your loss. You can feel confident that every little thing is done properly to obtain your property or business settlement. Don’t get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Coronavirus business interruption Claims in Rockleigh

Even if you have previously been rejected or informed that your business income insurance will not pay for your losses, do not give up. We have been successful in representing company owners in business income insurance cases. Your company disturbance insurance coverage secures you from exact circumstances that have impaired so many American company owners as an outcome of Covid19.

Have you been told that your Covid19 business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you bothered that your restaurant business insurance coverage may or may not cover your losses as a result of the Covid19 pandemic? Do you have a small business that has been identified non-essential and you are at risk of going bankrupt? If you have a business owner’s insurance policy, then you may have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Covid19 business interruption Claims in Rockleigh.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s experts serve in Bergen County New Jersey . Also the surrounding towns including the following cities:
Northvale, Norwood, Closter, Harrington Park, Alpine, Old Tappan, Demarest, Haworth, River Vale, Rivervale, Cresskill, Emerson, Westwood, Dumont, Tenafly

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the business clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully helped plenty of homeowners in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recover all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Insurance adjuster?

Many people start an insurance claim by contacting their insurance rep and giving them all the info required. Oftentimes, their very first step should really be to call a public insurance adjuster. Unlike working the adjuster designated by the insurance carrier, the private adjuster works for you, the insurance policy holder.

Because the determination of the worth of the loss depends upon the claims adjuster that is an employee or contractor of the insurance provider, it may be optimal to have a professional experienced looking out for your best interests. Many people do not know that public insurance adjusters also exist and would certainly not know to work with one after a building damage claim.

Submitting an Insurance Claim

When you experience accidental damages to your residence or business, you may find yourself in a place where you need to file an insurance claim. Any time there is an insurance claim to be made, there is a likelihood you are going to be working with a claims adjuster sent by your insurance provider to document the damages and identify what needs to be paid.

Although filing an insurance claim can be challenging and can possibly raise your insurance premium for the future, when it comes to significant damages, many insurance policy holders will choose to file a claim rather than handle the entire financial burden of the loss themselves.

3 Kinds of Claims Adjusters

Initially, and most common type of adjuster is a company adjuster– additionally known as a staff adjuster. They are an employee of the insurance provider. This kind of insurance claims adjuster is the one most people would certainly be dealing with for their insurance claims. Since they are staff members of the insurance provider, they may attempt to do their best to assist you, but they have a financial duty to their company who signs their paychecks, which doesn’t always make it easy to be fair with you.

In some cases, the insurance provider may not also choose to send out an insurance adjuster out to look at the damages and just ask you to take pictures and submit them digitally. Additionally, the insurance provider may ask you to collect 3 quotes and just turn them in. Now you have to spend days and hours awaiting appointments from contractors, who are only estimating what they think they can get you to spend. Free quotes are typically not based in what you are entitled to as a policy holder. After that when you submit 3 quotes, the insurance provider will only take the lowest of the 3 anyhow.

An independent adjuster is a contractor that the insurance provider pays to manage your case. Sometimes when an insurer has a high quantity of insurance claims– like after a natural disaster– they don’t have sufficient in-house insurance adjusters to cover the local area. Insurer will contract independent insurance adjusters from beyond the affected area to take care of claims for their insurance policy holders. An independent adjuster is also responsible to the insurance provider that has contracted them. They have factors to consider for future contracts from the insurance provider, so they may have to consider out the advantages and disadvantages of paying you what you are entitled to. Also, lot of times independent insurance adjusters are really occupied and they do not have enough time or energy to properly assess your damages. They are under pressure to close your case and submit an insufficient damages negotiation.

The 3rd kind of adjuster, the public insurance adjuster, works for the insurance policy holder. The general public insurance adjuster is an independent and licensed insurance adjuster, hired by the insurance policy holder, and deals with you during the insurance claims process.

Public insurance adjusters are required to be accredited in New Jersey. There is no conflict of interest for the public adjuster. They only work for the property owner’s benefit and have no fiduciary duty to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Rockleigh. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many satisfied business customers in Rockleigh and the surrounding neighborhoods like: Northvale, Norwood, Closter, Harrington Park, Alpine, Old Tappan, Demarest, Haworth, River Vale, Rivervale, Cresskill, Emerson, Westwood, Dumont, Tenafly
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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