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Princeton Public Adjuster


​The Claim Guide is a public insurance adjuster firm in Princeton, Mercer County committed to getting you the optimum settlement you need. We help with both industrial and also residential insurance claims. When you have accidental water damage, smoke damage, fire damage, tornado damage or any damage that will certainly be covered by your insurance provider, your ideal strategy of defense is to employ your own public adjuster. If your residence or business experienced unexpected damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your ideal choice in receiving the insurance settlement you are entitled to.

Have you received a low settlement offer and you would like to reopen your business insurance claim? We can assist you in reopening your insurance claim. The low offer you received is not your last settlement!

If you feel your home owners claim has actually been improperly denied, it’s not too late! call (201) 800-6697 today!

We have decades of experience dealing with these claims. We will utilize our experience, resources to get you the damage settlement you are entitled to. Our results and also track record illustrate the type of settlements our customers receive. We have recovered millions worth of home insurance and also company claims.

Get The Settlement You Are Entitled To.


Every loss is different and the Claim Guide manages every one with care. The Claim Guide Public Adjusters brings a network of experienced and certified experts to your side in a time of loss or damage to your residence or commercial property. Our expert team can assist,guide you through each step during the claims process. The Claim Guide will certainly take the worry and pressure of claims filings, documenting, gathering, and evaluating all elements connected to your loss. You can feel confident that every little thing is done appropriately to maximize your residence or commercial property settlement. Don’t get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business interruption Claims in Princeton

Has your small business been drastically devastated as an effect of the Covid-19? Have you currently received a rejection or reservation of rights notice from your insurance provider? Even if you have actually currently been turned down for or informed that your business income insurance will not protect your losses, do not quit. We have been effective in working with small business owners in small business interruption insurance claims. Your small business interruption protection protects you from precise scenarios that have actually altered so numerous United States small business owners as a result of Covid-19. Are you making every effort to get by and yet your income and sales are dramatically lessened? You do not deserve to have your insurance provider trying to reject your insurance claim so easily. You must safeguard yourself with a professional firm like Claim Guide Adjusters. We have a full forensic accounting organization to maximize your extra expense coverage. You can focus on taking care of your small business, while we battle for every penny you are entitled to.

Have you been told that your Covid-19 business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you bothered that your restaurant business insurance may or may not cover your losses as a result of the Covid-19 quarantine? Do you have a local business that has been identified non-essential and you are at risk of declaring bankruptcy? You may have rights and privileges that are owed to you if you have a business owner’s policy.

Call (201) 800-6697 if you have been denied for your Covid-19 business interruption Claims in Princeton.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s pros love to serve in Mercer County New Jersey . Also the surrounding suburbs including the following cities:
Cedar Grove, Princeton Junction, Plainsboro, Rosedale, Plainsboro Center, Clarksville, West Windsor, Rockingham, Lawrenceville, Princeton Meadows, Heathcote, Lawrence, Lewisville, Centerville, Bakersville

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the commercial clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has skillfully aided an abundance of commercial clients in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recover all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Adjuster?

Many people begin an insurance claim by contacting their insurance representative and providing all the info required. Oftentimes, their initial step really should be to call a public insurance adjuster. Unlike working the adjuster appointed by the insurer, the private adjuster works for you, the customer.

Because the determination of the worth of the loss rests on the claims adjuster that is a staff member or contractor of the insurance provider, it may be the best plan of action to have a professional experienced looking out for your best interests. Many people do not know that public insurance adjusters even exist and would not know to engage one after a property damage claim.

Submitting an Insurance Claim

When you experience hurricane damage to your house or commercial property, you may find yourself in a place where you need to file an insurance claim. At any time there is an insurance claim to be made, there is a likelihood you are mosting likely to be working with an insurance claims adjuster sent by your insurance provider to document the damage and determine what needs to be paid.

Although submitting an insurance claim can be troublesome and can possibly increase your insurance rates for the future, when it comes to major damage, many policyholders will certainly choose to file a claim instead of handle the entire financial burden of the loss themselves.

3 Kinds of Claims Adjusters

First, and most common type of adjuster is a company adjuster– also known as a staff adjuster. They are a staff member of the insurance provider. This type of insurance claims adjuster is the one many people would be dealing with for their insurance claims. Given that they are employees of the insurance provider, they may attempt to do their best to assist you, but they have a financial obligation to their employer, which does not always make it easy to be fair with you.

In many cases, the insurance provider may not even choose to send out an insurance adjuster out to check out the damage and simply ask you to take photos and submit them digitally. Additionally, the insurance provider may ask you to gather 3 quotes and simply turn them in. Now you need to spend days and hours waiting on appointments from contractors, who are just estimating what they think they can get you to spend. Free quotes are typically not based in what you are entitled to as a policy holder. After that when you submit 3 quotes, the insurance provider will just take the most affordable of the 3 anyhow.

An independent adjuster is a contractor that the insurance provider pays to deal with your insurance claim. Often when an insurance provider has a high quantity of claims– like after a natural disaster– they don’t have sufficient staff insurance adjusters to cover the region. Insurance companies will certainly hire independent insurance adjusters from beyond the affected region to take care of claims for their policyholders. An independent adjuster is also responsible to the insurance provider that has contracted them. They have factors to consider for future jobs from the insurance provider, so they may have to consider out the benefits and drawbacks of paying you what you are entitled to. Also, many times independent insurance adjusters are very busy and they do not have enough time or energy to correctly assess your damage. They are under pressure to hurry your insurance claim and submit an incomplete damage settlement.

The third type of adjuster, the public insurance adjuster, works for the insurance policy holder. The general public insurance adjuster is an independent and certified insurance adjuster, employed by the insurance policy holder, and works with you during the claims process.

Public insurance adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They just work for the homeowner’s benefit and have no fiduciary obligation to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Princeton. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous happy business customers in Princeton and the surrounding neighborhoods like: Cedar Grove, Princeton Junction, Plainsboro, Rosedale, Plainsboro Center, Clarksville, West Windsor, Rockingham, Lawrenceville, Princeton Meadows, Heathcote, Lawrence, Lewisville, Centerville, Bakersville
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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