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✆ (610) 557-8782
MAXIMUM settlement. SHORTEST time. LOWEST fee.

Philadelphia Public Adjuster


​The Claim Guide is a public insurance adjuster company in Philadelphia, Philadelphia County committed to getting you the optimum settlement you need. We help with both industrial as well as residential insurance claims. When you have water damage, smoke damage, fire damage, windstorm damage or any damage that will certainly be covered by your insurance provider, your ideal strategy of defense is to employ your own public adjuster. If your property or store suffered accidental damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your ideal option in receiving the insurance settlement you deserve.

Have you received an insulting settlement offer and you wish to reopen your home insurance claim? We can aid you in reopening your insurance claim. The low estimate you received is not your last settlement!

If you feel your property damage claim has actually been improperly denied, it’s not too late! give us a call at (610) 557-8782 today!

We have years of experience managing these claims. We will use our knowledge, resources to get you the damage settlement you deserve. Our results as well as track record illustrate the sort of settlements our customers receive. We have delivered millions worth of home insurance as well as local business claims.

Get The Settlement You Deserve.


Every loss is different and the Claim Guide treats every one with care. The Claim Guide Public Adjusters brings a network of skilled and licensed experts to your side in a time of loss or damage to your property or business. Our team can aid,guide you with each step during the claims process. The Claim Guide will certainly take the worry and stress of claims filings, documenting, gathering, and reviewing all facets connected to your loss. You can feel confident that every little thing is done correctly to maximize your property or business settlement. Do not get underpaid by your insurer! Call us Today, your public insurance adjuster. (610) 557-8782

Covid-19 business interruption Claims in Philadelphia

Has your firm been drastically ravaged as an effect of the Coronavirus? Have you already received a refusal or reservation of rights notice from your insurer? Even if you have already been rejected or informed that your business income insurance will not pay for your losses, do not quit. We have been effective in defending firm owners in firm interruption insurance claims. Your firm interruption coverage safeguards you from specific scenarios that have altered many American firm owners as a result of Coronavirus. Are you making every effort to get by and yet your profits and sales are considerably reduced? You do not deserve to have your insurer trying to turn down for your case so quickly. You need to protect yourself with a specialist company like The Claim Guide Public Adjusters. We have a complete forensic accounting team to optimize your extra expense coverage. You can concentrate on taking care of your firm, while we battle for every dollar you are entitled to.

Have you been told that your Coronavirus business interruption Claims is not covered? Call (610) 557-8782! We are experts in winning Business Income Insurance Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you concerned that your restaurant business insurance may or may not cover your losses as a result of the Coronavirus quarantine? Do you have a local business that has been identified non-essential and you are at danger of going bankrupt? If you have a business owner’s insurance policy, then you might have rights and privileges that are owed to you.

Call (610) 557-8782 if you have been denied for your Coronavirus business interruption Claims in Philadelphia.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s adjuster are happy to service in Philadelphia County Pennsylvania . Also the surrounding townships including the following cities:
Spring Garden, University City, Schuylkill, Yorktown, Mantua, Ludlow, Fairmount, Wharton, Whitman, Mill Creek, Cedar Park, Richmond, Juniata, Yeadon, Logan

If you do not see your city on the list, please do not hesitate to call : (610) 557-8782

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the business clients we've helped with  insurance settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has effectively aided plenty of house owners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance claims and recover all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Most individuals begin an insurance claim by contacting their insurance agent and providing all the info required. In most cases, their initial step really should be to call a public insurance adjuster. Unlike dealing with the adjuster appointed by the insurance carrier, the private adjuster works for you, the insurance policy holder.

Because the determination of the worth of the loss depends upon the claims adjuster who is an employee or contractor of the insurer, it might be the best plan of action to have a professional experienced in your corner. Most individuals do not know that public adjusters also exist and would certainly not know to work with one after a residential property damage claim.

Submitting an Insurance Claim

When you experience plumbing damage to your home or local business, you might find yourself in a place where you need to file an insurance claim. Any time there is an insurance claim to be made, there is a great chance you are going to be collaborating with an insurance claims adjuster sent out by your insurer to assess the damage and determine what needs to be paid.

Although submitting an insurance claim can be challenging and can potentially raise your insurance premium for the future, when it comes to serious damage, the majority of insurance holders will certainly choose to file a claim as opposed to handle the whole financial burden of the loss themselves.

Three Kinds of Claims Adjusters

Initially, and most common type of adjuster is a company adjuster– also referred to as a staff adjuster. They are an employee of the insurer. This sort of insurance claims adjuster is the one many people would certainly be dealing with for their insurance claims. Because they are workers of the insurer, they may attempt to do their best to aid you, however they have a financial responsibility to their company who signs their paychecks, which doesn’t always make it easy to be reasonable with you.

In some cases, the insurer might not also choose to send out an adjuster out to take a look at the damage and just ask you to take photos and submit them digitally. Also, the insurer might ask you to gather three price quotes and just turn them in. Now you need to spend days and hours awaiting appointments from contractors, who are just estimating what they think they can get you to spend. Free price quotes are typically not based in what you are entitled to as a policy holder. After that when you submit 3 price quotes, the insurer will just take the most affordable of the three anyhow.

An independent adjuster is a contractor that the insurer pays to manage your case. In some cases when an insurer has a high volume of claims– like after a natural disaster– they do not have enough in-house adjusters to cover the area. Insurer will certainly hire independent adjusters from outside of the affected area to take handle of claims for their insurance holders. An independent adjuster is also responsible to the insurer who has contracted them. They have considerations for future work from the insurer, so they might have to weigh out the pros and cons of paying you what you are entitled to. Also, many times independent adjusters are very swamped and they do not have bandwidth or energy to correctly assess your damage. They are under pressure to rush your case and submit an insufficient damage negotiation.

The 3rd sort of adjuster, the public insurance adjuster, benefits the policyholder. The public insurance adjuster is an independent and licensed insurance adjuster, hired by the policyholder, and works with you during the insurance claims process.

Public adjusters are required to be certified in Pennsylvania. There is no conflict of interest for the public adjuster. They just work for the property owner’s benefit and have absolutely no fiduciary responsibility to your insurer.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Philadelphia. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied business customers in Philadelphia and the surrounding cities like: Spring Garden, University City, Schuylkill, Yorktown, Mantua, Ludlow, Fairmount, Wharton, Whitman, Mill Creek, Cedar Park, Richmond, Juniata, Yeadon, Logan
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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