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Palisades Park Public Adjuster

​The Claim Guide is a public insurance adjuster business in Palisades Park, Bergen County dedicated to getting you the maximum settlement you need. We aid with both commercial as well as residential insurance claims. When you have water damage, smoke damage, fire damage, tornado damage or any kind of damage that will be covered by your insurer, your best plan of protection is to employ your very own public adjuster. If your residence or company experienced unanticipated damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your best option in getting the insurance settlement you deserve.

Have you received an insulting settlement estimate and you wish to reopen your business insurance claim? We can help you in reopening your insurance claim. The low offer you received is not your final settlement!

If you feel your homeowners claim has been improperly denied, it’s not too late! contact (201) 800-6697 today!

We have years of experience taking care of these claims. We will utilize our knowledge, resources to get you the settlement you are entitled to. Our results as well as reputation show the type of settlements our customers receive. We have obtained millions worth of residential property insurance as well as business claims.

Get The Settlement You Deserve.

Every loss is different and the Claim Guide manages each one with care. The Claim Guide Public Adjusters brings a network of experienced and accredited experts to your side in a time of loss or damage to your residence or company. Our expert team can help,guide you with each step throughout the claims process. The Claim Guide will take the worry and pressure of claims filings, documenting, investigating, and reviewing all aspects connected to your loss. You can feel confident that everything is done correctly to maximize your residence or company settlement. Do not get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Coronavirus business interruption Claims in Palisades Park

Has your local business been totally ruined as an end result of the Covid19? Have you already received a refusal or reservation of rights notice from your insurance provider? Even if you have already been refused or told that your business income insurance will not address your losses, do not give up. We have been effective in representing local business owners in local business income insurance claims. Your local business interruption protection secures you from precise situations that have impaired numerous American local business owners as an outcome of Covid19. Are you making every effort to get by and yet your profits and sales are drastically decreased? You do not deserve to have your insurance provider trying to refuse your insurance claim so easily. You must secure yourself with a professional team like The Claim Guide Public Adjusters. We have a complete forensic accounting team to optimize your extra expense coverage. You can concentrate on taking care of your local business, while we battle for every cent you are entitled to.

Have you been told that your Covid19 business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you bothered that your restaurant business insurance may or may not cover your losses as a result of the Covid19 pandemic? Do you have a service that has been labeled non-essential and you are at danger of declaring bankruptcy? If you have a business owner’s insurance policy, then you may have rights and benefits that are owed to you.

Call (201) 800-6697 if you have been denied for your Covid19 business interruption Claims in Palisades Park.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s experts serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Leonia, Ridgefield, Ridgefield Park, Edgewater, Linwood, West View, Little Ferry, Fairview, Moonachie, Bogota, South Hackensack, Teaneck, Englewood, Englewood Cliffs, Hackensack

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  insurance settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has skillfully assisted plenty of house owners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance cases and recoup all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Most individuals start an insurance claim by calling their insurance representative and providing all the info required. Oftentimes, their initial step really should be to call a public insurance adjuster. Unlike working the adjuster assigned by the insurance provider, the public adjuster works for you, the insurance holder.

Since the determination of the worth of the loss hinges on the claims adjuster who is a staff member or contractor of the insurance provider, it may be optimal to have somebody experienced on your side. Most individuals do not know that public adjusters even exist and would certainly not know to utilize one after a property damage claim.

Filing an Insurance Claim

When you experience plumbing damage to your house or local business, you may find yourself in a position where you need to submit an insurance claim. Any time there is an insurance claim to be made, there is a great chance you are going to be collaborating with a claims adjuster sent by your insurance provider to evaluate the damage and identify what needs to be paid.

Although filing an insurance claim can be troublesome and can possibly raise your insurance rates for the future, when it comes to major damage, many insurance holders will choose to file a claim rather than tackle the whole financial burden of the loss themselves.

3 Types of Claims Insurance Adjusters

First, and most typical type of adjuster is a company adjuster– also called a staff adjuster. They are a staff member of the insurance provider. This type of insurance claims adjuster is the one most people would certainly be dealing with for their insurance claims. Because they are staff members of the insurance provider, they may attempt to do their best to help you, but they have a financial duty to their employer, which doesn’t always make it easy to be fair with you.

Sometimes, the insurance provider may not even choose to send an insurance adjuster out to look at the damage and just ask you to take pictures and submit them electronically. Also, the insurance provider may ask you to gather 3 quotes and just turn them in. Now you need to spend days and hours awaiting appointments from contractors, who are just estimating what they think they can get you to spend. Free quotes are generally not based in what you are entitled to as a policy holder. After that when you submit 3 quotes, the insurance provider will just take the lowest of the 3 anyhow.

An independent adjuster is a contractor that the insurance provider pays to take care of your insurance claim. Sometimes when an insurance company has a high volume of cases– like after a natural disaster– they do not have adequate internal adjusters to cover the area. Insurer will enlist the services of independent adjusters from outside of the affected area to take handle of claims for their insurance holders. An independent adjuster is also responsible to the insurance provider who has contracted them. They have considerations for future contracts from the insurance provider, so they may have to weigh out the advantages and disadvantages of paying you what you are entitled to. Also, many times independent adjusters are extremely swamped and they do not have bandwidth or energy to accurately assess your damage. They are under pressure to close your insurance claim and submit an insufficient damage settlement.

The third type of adjuster, the public insurance adjuster, helps the insurance holder. The general public insurance adjuster is an independent and accredited insurance adjuster, hired by the insurance holder, and deals with you throughout the insurance claims process.

Public adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They just fight for the property owner’s benefit and have zero fiduciary duty to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Palisades Park. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many happy business customers in Palisades Park and the surrounding cities like: Leonia, Ridgefield, Ridgefield Park, Edgewater, Linwood, West View, Little Ferry, Fairview, Moonachie, Bogota, South Hackensack, Teaneck, Englewood, Englewood Cliffs, Hackensack
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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