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Old Tappan Public Adjuster

​The Claim Guide is a private insurance adjuster company in Old Tappan, Bergen County committed to obtaining you the maximum settlement you deserve. We help with both commercial as well as residential insurance claims. When you have water damage, smoke damage, fire damage, snowstorm damage or any kind of damage that will certainly be covered by your insurance provider, your ideal plan of defense is to engage your own public adjuster. If your house or local business suffered accidental damages, a private insurance claims adjuster, referred to as a public insurance adjuster, is your ideal choice in getting the insurance settlement you are entitled to.

Have you received a low settlement offer and you desire to reopen your home insurance claim? We can help you in reopening your insurance claim. The low estimate you obtained is not your last settlement!

If you feel your property damage claim has actually been improperly denied, it’s not too late! contact (201) 800-6697 today!

We have years of experience managing these claims. We will utilize our knowledge, resources to obtain you the financial settlement you deserve. Our results as well as track record show the sort of settlements our clients receive. We have delivered millions worth of home insurance as well as store claims.

Get The Settlement You Deserve.

Every loss is different and the Claim Guide manages every one with special attention. The Claim Guide Public Adjusters brings a network of trained and licensed professionals to your side in a time of loss or damage to your house or business. Our team can help,guide you through each action during the claims process. The Claim Guide will certainly take the worry and pressure of claims filings, documenting, gathering, and reviewing all elements related to your loss. You can feel confident that every little thing is done correctly to obtain your house or business settlement. Do not get underpaid by your insurance company! Call us Today, your public insurance adjuster. (201) 800-6697

Coronavirus business interruption Claims in Old Tappan

Has your service been extremely ravaged as an end result of the Coronavirus? Have you already received a rejection or reservation of rights notice from your insurance company? Even if you have actually already been denied or advised that your business income insurance will not pay for your losses, do not quit. We have succeeded in defending service owners in service interruption insurance claims. Your service interruption coverage safeguards you from exact scenarios that have actually impaired many United States service owners as an outcome of Coronavirus. Are you struggling to make it through and yet your earnings and sales are drastically diminished? You do not deserve to have your insurance company trying to refuse your claim so easily. You need to safeguard yourself with an expert team like The Claim Guide Public Adjusters. We have a full forensic accounting organization to optimize your extra expense coverage. You can pay attention to running your service, while we combat for every dollar you are entitled to.

Have you been told that your Coronavirus business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you worried that your restaurant business insurance may or may not cover your losses during the Coronavirus pandemic? Do you have a firm that has been labeled non-essential and you are at danger of declaring bankruptcy? If you have a business owner’s insurance policy, then you might have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Coronavirus business interruption Claims in Old Tappan.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s professionals are happy to service in Bergen County New Jersey . Also the surrounding neighborhoods including the following cities:
River Vale, Rivervale, Norwood, Harrington Park, Northvale, Westwood, Hillsdale, Montvale, Emerson, Closter, Rockleigh, Haworth, Demarest, Woodcliff Lake, Oradell

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has skillfully helped many homeowners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance claims and get back all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Adjuster?

Most people start an insurance claim by contacting their insurance rep and giving them all the information required. Oftentimes, their first step should be to call a public insurance adjuster. Unlike dealing with the adjuster appointed by the insurer, the private adjuster works for you, the policyholder.

Because the determination of the value of the loss hinges on the claims adjuster who is an employee or contractor of the insurance company, it might be good to have somebody experienced in your corner. Most people do not know that public adjusters also exist and would not know to employ one after a home damage claim.

Submitting an Insurance Claim

When you experience smoke damages to your residence or commercial property, you might find yourself in a place where you need to submit an insurance claim. Whenever there is an insurance claim to be made, there is a good chance you are mosting likely to be collaborating with an insurance claims adjuster sent by your insurance company to evaluate the damages and estimate what needs to be paid.

Although submitting an insurance claim can be difficult and can potentially increase your insurance premium for the future, when it comes to severe damages, the majority of insurance holders will certainly choose to file a claim as opposed to handle the entire financial burden of the loss themselves.

3 Types of Claims Adjusters

Initially, and most common type of adjuster is a company adjuster– additionally called a staff adjuster. They are an employee of the insurance company. This sort of insurance claims adjuster is the one most people would be dealing with for their insurance claims. Because they are staff members of the insurance company, they may attempt to do their best to help you, yet they have a financial obligation to their employer, which does not always make it easy to be fair with you.

In many cases, the insurance company might not also choose to send out an insurance adjuster out to take a look at the damages and just ask you to take photos and send them online. Also, the insurance company might ask you to collect three quotes and just turn them in. Now you need to spend days and hours awaiting appointments from contractors, who are only estimating what they think they can get you to spend. Free quotes are usually not based in what you are entitled to as a policy holder. After that when you send 3 quotes, the insurance company will only take the most affordable of the three anyhow.

An independent adjuster is a contractor that the insurance company pays to deal with the claim. In some cases when an insurance provider has a high quantity of cases– like after a weather event– they don’t have enough internal adjusters to cover the local area. Insurance provider will certainly employ independent adjusters from beyond the impacted region to take care of claims for their insurance holders. An independent adjuster is also accountable to the insurance company who has contracted them. They have factors to consider for future contracts from the insurance company, so they might have to evaluate out the benefits and drawbacks of paying you what you are entitled to. Also, sometimes independent adjusters are extremely busy and they do not have enough time or energy to properly evaluate your damages. They are under pressure to close your claim and send an incomplete damages settlement.

The third sort of adjuster, the public insurance adjuster, benefits the policyholder. The public insurance adjuster is an independent and licensed insurance adjuster, employed by the policyholder, and services you during the insurance claims process.

Public adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They only work for the homeowner’s benefit and have absolutely no fiduciary obligation to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Old Tappan. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many satisfied business clients in Old Tappan and the surrounding neighborhoods like: River Vale, Rivervale, Norwood, Harrington Park, Northvale, Westwood, Hillsdale, Montvale, Emerson, Closter, Rockleigh, Haworth, Demarest, Woodcliff Lake, Oradell
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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