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Norwood Public Adjuster

​The Claim Guide is a private insurance adjuster company in Norwood, Bergen County committed to getting you the maximum settlement you deserve. We assist with both commercial and residential insurance claims. When you have water damage, smoke damage, fire damage, storm damage or any kind of damage that will be covered by your insurer, your best strategy of protection is to hire your very own public adjuster. If your property or store experienced accidental damages, a private insurance claims adjuster, referred to as a public insurance adjuster, is your best choice in receiving the insurance settlement you deserve.

Have you received an insulting settlement estimate and you want to have to reopen your house insurance claim? We can assist you in reopening your insurance claim. The low offer you received is not your final settlement!

If you feel your homeowners claim has been unfairly rejected, it’s not too late! give us a call at (201) 800-6697 today!

We have years of experience taking care of these claims. We will use our knowledge, resources to deliver you the settlement you are entitled to. Our results and reputation highlight the sort of settlements our customers receive. We have delivered millions worth of home insurance and local business claims.

Receive The Settlement You Deserve.

Every loss is different and the Claim Guide handles every one individually. The Claim Guide Public Adjusters brings a network of trained and qualified professionals to your side in a time of loss or damage to your property or company. Our expert team can assist,guide you with each step during the claims process. The Claim Guide will take the burden and stress of claims filings, documenting, investigating, and examining all elements connected to your loss. You can rest assured that every little thing is done correctly to maximize your property or company settlement. Do not get underpaid by your insurer! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claim in Norwood

Even if you have actually already been turned down for or informed that your business income insurance will not protect your losses, do not give up. We have been excellent in representing small business owners in business income insurance cases. Your small business interruption protection safeguards you from precise scenarios that have impaired so numerous American small business owners as an outcome of Covid-19.

Have you been told that your Covid-19 business income insurance Claim is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you worried that your restaurant business insurance coverage may or may not cover your losses during the Covid-19 quarantine? Do you have a firm that has been identified non-essential and you are at risk of declaring bankruptcy? If you have a business owner’s policy, then you might have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Covid-19 business income insurance Claim in Norwood.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s experts are happy to service in Bergen County New Jersey . Also the surrounding cities including the following cities:
Northvale, Harrington Park, Rockleigh, Closter, Old Tappan, River Vale, Rivervale, Demarest, Haworth, Alpine, Emerson, Westwood, Cresskill, Hillsdale, Dumont

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  insurance settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has effectively assisted plenty of residents in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and get back all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Most people begin an insurance claim by calling their insurance agent and giving them all the info required. In most cases, their initial step really should be to call a public insurance adjuster. Unlike working the adjuster assigned by the insurance provider, the public adjuster works for you, the insurance holder.

Since the determination of the worth of the loss rests on the claims adjuster that is an employee or contractor of the insurer, it might be the best plan of action to have someone experienced looking out for your best interests. Most people do not know that public insurance adjusters even exist and would not know to employ one after a building damage claim.

Submitting an Insurance Claim

When you experience fire damages to your residence or business, you might find yourself in a position where you need to file an insurance claim. Any time there is an insurance claim to be made, there is a great chance you are going to be collaborating with a claims adjuster sent out by your insurer to document the damages and determine what needs to be paid.

Although filing an insurance claim can be burdensome and can possibly raise your insurance premium for the future, when it comes to significant damages, the majority of policyholders will choose to file a claim instead of tackle the entire financial burden of the loss themselves.

Three Types of Claims Adjusters

First, and most typical type of adjuster is a company adjuster– additionally called a staff adjuster. They are an employee of the insurer. This sort of insurance claims adjuster is the one most people would be dealing with for their insurance claims. Because they are employees of the insurer, they may try to do their best to assist you, but they have a financial obligation to their employer, which does not always make it easy to be reasonable with you.

In some cases, the insurer might not even choose to send out an insurance adjuster out to look at the damages and simply ask you to take photos and submit them digitally. Additionally, the insurer might ask you to gather 3 price quotes and simply turn them in. Now you have to spend days and hours waiting on appointments from contractors, who are only estimating what they think they can get you to spend. Free price quotes are generally not based in what you are entitled to as a policy holder. After that when you submit 3 price quotes, the insurer will only take the most affordable of the 3 anyhow.

An independent adjuster is a contractor that the insurer pays to manage the insurance claim. Sometimes when an insurer has a high quantity of cases– like after a natural disaster– they do not have sufficient in-house insurance adjusters to cover the region. Insurer will employ independent insurance adjusters from outside of the affected region to take care of claims for their policyholders. An independent adjuster is also accountable to the insurer that has contracted them. They have considerations for future work from the insurer, so they might have to evaluate out the pros and cons of paying you what you are entitled to. Also, many times independent insurance adjusters are extremely swamped and they do not have the time or energy to properly assess your damages. They are under pressure to rush your insurance claim and submit an incomplete damages settlement.

The third sort of adjuster, the public insurance adjuster, works for the policyholder. The general public insurance adjuster is an independent and qualified insurance adjuster, employed by the policyholder, and services you during the claims process.

Public insurance adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They only fight for the property owner’s benefit and have zero fiduciary obligation to your insurer.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Norwood. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied business customers in Norwood and the surrounding neighborhoods like: Northvale, Harrington Park, Rockleigh, Closter, Old Tappan, River Vale, Rivervale, Demarest, Haworth, Alpine, Emerson, Westwood, Cresskill, Hillsdale, Dumont
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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