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Northvale Public Adjuster

​The Claim Guide is a private insurance adjuster company in Northvale, Bergen County dedicated to getting you the maximum settlement you need. We help with both business as well as residential insurance claims. When you have accidental water damage, smoke damage, fire damage, thunderstorm damage or any type of damage that will be covered by your insurance coverage company, your ideal plan of defense is to employ your very own public insurance adjuster. If your residential property or local business experienced accidental damage, a private insurance claims adjuster, referred to as a public insurance adjuster, is your ideal choice in receiving the insurance settlement you deserve.

Have you received a low settlement offer and you intend to reopen your business insurance claim? We can assist you in reopening your insurance claim. The low offer you received is not your final settlement!

If you feel your property damage claim has actually been improperly rejected, it’s not too late! contact (201) 800-6697 today!

We have decades of experience managing these claims. We will utilize our expertise, resources to get you the damage settlement you are entitled to. Our results as well as track record highlight the sort of settlements our clients receive. We have obtained millions worth of home insurance as well as business claims.

Receive The Settlement You Are Entitled To.

Every loss is different and the Claim Guide handles every one with special attention. The Claim Guide Public Adjusters brings a network of trained and certified experts to your side in a time of loss or damage to your residential property or company. Our expert team can assist,guide you with each action throughout the claims process. The Claim Guide will take the worry and stress of claims filings, documenting, researching, and evaluating all elements connected to your loss. You can feel confident that every little thing is done properly to obtain your residential property or company settlement. Do not get underpaid by your insurance company! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business interruption Claim in Northvale

Has your small business been absolutely ruined as an end result of the Coronavirus? Have you already received a rejection or reservation of rights letter from your insurance company? Even if you have already been denied or advised that your business income insurance coverage will not address your losses, do not give up. We have succeeded in representing small business owners in small business income insurance claims. Your small business interruption coverage safeguards you from precise circumstances that have impacted so numerous United States small business owners as an outcome of Coronavirus. Are you making every effort to endure and yet your income and sales are drastically diminished? You do not deserve to have your insurance company trying to refuse your claim so easily. You should safeguard yourself with a professional firm like Claim Guide Adjusters. We have a complete forensic accounting team to optimize your extra expense coverage. You can focus on taking care of your small business, while we defend every cent you are entitled to.

Have you been told that your Coronavirus business interruption Claim is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you stressed that your restaurant business insurance coverage may or may not cover your losses during the Coronavirus quarantine? Do you have a service that has been labeled non-essential and you are at risk of going insolvent? If you have a business owner’s policy, then you might have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Coronavirus business interruption Claim in Northvale.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s experts serve in Bergen County New Jersey . Also the surrounding suburbs including the following cities:
Norwood, Rockleigh, Old Tappan, Harrington Park, Closter, River Vale, Rivervale, Demarest, Alpine, Haworth, Westwood, Cresskill, Emerson, Montvale, Hillsdale

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  insurance settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has skillfully aided many business owners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance claims and recover all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Most individuals begin an insurance claim by contacting their insurance agent and giving them all the details needed. In many cases, their initial step really should be to call a public insurance adjuster. Unlike working the adjuster appointed by the insurer, the public insurance adjuster works for you, the policyholder.

Since the determination of the value of the loss rests on the claims adjuster who is a worker or contractor of the insurance company, it might be good to have someone experienced in your corner. Most individuals do not know that public insurance adjusters also exist and would not know to engage one after a residential property damage claim.

Submitting an Insurance Claim

When you experience severe damage to your home or business, you might find yourself in a place where you need to submit an insurance claim. Any time there is an insurance claim to be made, there is a likelihood you are going to be dealing with an insurance claims adjuster sent by your insurance company to document the damage and identify what needs to be paid.

Although submitting an insurance claim can be challenging and can possibly raise your insurance premium for the future, when it comes to significant damage, the majority of insurance policy holders will choose to file a claim instead of tackle the entire financial burden of the loss themselves.

Three Types of Claims Adjusters

First, and most typical type of adjuster is a company insurance adjuster– also known as a staff adjuster. They are a worker of the insurance company. This sort of insurance claims adjuster is the one most people would be dealing with for their insurance claims. Because they are staff members of the insurance company, they may attempt to do their best to assist you, but they have a financial duty to their company who signs their paychecks, which does not always make it easy to be reasonable with you.

In some cases, the insurance company might not also choose to send out an insurance adjuster out to take a look at the damage and just ask you to take pictures and send them digitally. Also, the insurance company might ask you to gather three price quotes and just turn them in. Now you need to spend days and hours awaiting appointments from contractors, who are just estimating what they think they can get you to spend. Free price quotes are generally not based in what you are entitled to as a policy holder. Then when you send 3 price quotes, the insurance company will just take the lowest of the three anyhow.

An independent insurance adjuster is a contractor that the insurance company pays to handle the claim. Often when an insurance company has a high quantity of insurance claims– like after a weather event– they don’t have enough internal insurance adjusters to cover the location. Insurance provider will employ independent insurance adjusters from beyond the impacted region to take handle of claims for their insurance policy holders. An independent insurance adjuster is also responsible to the insurance company who has contracted them. They have considerations for future work from the insurance company, so they might have to weigh out the benefits and drawbacks of paying you what you are entitled to. Also, many times independent insurance adjusters are really busy and they do not have the time or energy to correctly assess your damage. They are under pressure to hurry your claim and send an insufficient damage settlement.

The 3rd sort of insurance adjuster, the public insurance adjuster, works for the policyholder. The public insurance adjuster is an independent and certified insurance adjuster, contracted by the policyholder, and services you throughout the insurance claims process.

Public insurance adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They just fight for the property owner’s benefit and have absolutely no fiduciary duty to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Northvale. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied business clients in Northvale and the surrounding cities like: Norwood, Rockleigh, Old Tappan, Harrington Park, Closter, River Vale, Rivervale, Demarest, Alpine, Haworth, Westwood, Cresskill, Emerson, Montvale, Hillsdale
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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