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New Milford Public Adjuster

​The Claim Guide is a private insurance adjuster firm in New Milford, Bergen County dedicated to getting you the optimum settlement you need. We aid with both business and residential insurance claims. When you have plumbing damage, smoke damage, fire damage, storm damage or any kind of damage that will certainly be covered by your insurance provider, your best plan of protection is to engage your very own public adjuster. If your residence or commercial property experienced unanticipated damages, a private insurance claims adjuster, referred to as a public insurance adjuster, is your best choice in getting the insurance settlement you need.

Have you received a low settlement offer and you intend to reopen your residential property insurance claim? We can aid you in reopening your insurance claim. The low estimate you received is not your last settlement!

If you feel your home owners claim has actually been improperly rejected, it’s not too late! give us a call at (201) 800-6697 today!

We have years of experience managing these claims. We will utilize our experience, resources to obtain you the damage settlement you are entitled to. Our results and track record illustrate the kind of settlements our clients receive. We have delivered millions worth of home insurance and industrial claims.

Receive The Settlement You Are Entitled To.

Every loss is different and the Claim Guide deals with every one individually. The Claim Guide Public Adjusters brings a network of trained and accredited specialists to your side in a time of loss or damage to your residence or company. Our team can aid,guide you with each step throughout the claims process. The Claim Guide will certainly take the worry and pressure of claims filings, documenting, investigating, and examining all facets connected to your loss. You can rest assured that every little thing is done properly to get your residence or company settlement. Don’t get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claim in New Milford

Has your business been totally devastated as a consequence of the Covid19? Have you previously received a refusal or reservation of rights notice from your insurance provider? Even if you have previously been refused or advised that your business income insurance coverage will not cover your losses, do not give up. We have achieved success in defending business owners in business interruption insurance claims. Your business interruption coverage secures you from specific situations that have impaired so numerous US business owners as a result of Covid19. Are you struggling to get by and yet your earnings and sales are dramatically diminished? You do not deserve to have your insurance provider trying to turn down for your claim so quickly. You should protect yourself with a professional company like Claim Guide Adjusters. We have a full forensic accounting staff to optimize your extra expense coverage. You can concentrate on running your business, while we combat for every cent you are entitled to.

Have you been told that your Covid19 business income insurance Claim is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you bothered that your restaurant business insurance coverage may or may not cover your losses during the Covid19 pandemic? Do you have a business that has been identified non-essential and you are at threat of going insolvent? You might have rights and privileges that are owed to you if you have a business owner’s policy.

Call (201) 800-6697 if you have been denied for your Covid19 business income insurance Claim in New Milford.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s adjuster are happy to service in Bergen County New Jersey . Also the surrounding cities including the following cities:
Bergenfield, River Edge, Dumont, Oradell, Haworth, Tenafly, Teaneck, Emerson, Maywood, Paramus, Cresskill, Demarest, Hackensack, Englewood, Rochelle Park

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the business clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has skillfully assisted plenty of house owners in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recoup all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Adjuster?

The majority of people begin an insurance claim by calling their insurance agent and providing all the information required. In many cases, their first step really should be to call a public insurance adjuster. Unlike working the adjuster designated by the insurer, the public adjuster works for you, the insurance policy holder.

Because the determination of the value of the loss depends upon the claims adjuster who is a staff member or contractor of the insurance provider, it might be optimal to have someone experienced looking out for your best interests. The majority of people do not know that public insurance adjusters even exist and would certainly not know to work with one after a home damage claim.

Filing an Insurance Claim

When you experience accidental damages to your residence or company, you might find yourself in a place where you need to file an insurance claim. At any time there is an insurance claim to be made, there is a great chance you are mosting likely to be working with an insurance claims adjuster sent by your insurance provider to document the damages and determine what needs to be paid.

Although filing an insurance claim can be troublesome and can potentially raise your insurance premium for the future, when it comes to significant damages, the majority of insurance policy holders will certainly choose to file a claim rather than take on the entire financial burden of the loss themselves.

3 Types of Claims Adjusters

First, and most common type of adjuster is a company adjuster– additionally referred to as a staff adjuster. They are a staff member of the insurance provider. This kind of insurance claims adjuster is the one most people would certainly be dealing with for their insurance claims. Because they are staff members of the insurance provider, they may try to do their best to aid you, yet they have a financial obligation to their employer, which doesn’t always make it easy to be fair with you.

In many cases, the insurance provider might not even choose to send an insurance adjuster out to look at the damages and just ask you to take pictures and send them electronically. Additionally, the insurance provider might ask you to gather 3 estimates and just turn them in. Now you have to spend days and hours waiting for appointments from contractors, who are just estimating what they think they can get you to spend. Free estimates are generally not based in what you are entitled to as a policy holder. After that when you send 3 estimates, the insurance provider will just take the lowest of the 3 anyhow.

An independent adjuster is a contractor that the insurance provider pays to deal with your claim. Sometimes when an insurance company has a high volume of claims– like after a natural disaster– they don’t have adequate in-house insurance adjusters to cover the local area. Insurance companies will certainly employ independent insurance adjusters from beyond the impacted area to take handle of claims for their insurance policy holders. An independent adjuster is also liable to the insurance provider who has contracted them. They have factors to consider for future jobs from the insurance provider, so they might have to consider out the pros and cons of paying you what you are entitled to. Also, many times independent insurance adjusters are very busy and they do not have the time or energy to properly assess your damages. They are under pressure to rush your claim and send an insufficient damages negotiation.

The third kind of adjuster, the public insurance adjuster, works for the insurance policy holder. The general public insurance adjuster is an independent and accredited insurance adjuster, hired by the insurance policy holder, and deals with you throughout the claims process.

Public insurance adjusters are required to be accredited in New Jersey. There is no conflict of interest for the public adjuster. They just fight for the property owner’s benefit and have no fiduciary obligation to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in New Milford. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied residential clients in New Milford and the surrounding cities like: Bergenfield, River Edge, Dumont, Oradell, Haworth, Tenafly, Teaneck, Emerson, Maywood, Paramus, Cresskill, Demarest, Hackensack, Englewood, Rochelle Park
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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