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MAXIMUM settlement. SHORTEST time. LOWEST fee.

Haworth Public Adjuster

​The Claim Guide is a private insurance adjuster firm in Haworth, Bergen County dedicated to obtaining you the optimum settlement you need. We help with both business as well as residential insurance claims. When you have accidental water damage, smoke damage, fire damage, tornado damage or any damage that will be covered by your insurance policy company, your ideal strategy of protection is to hire your own public insurance adjuster. If your home or company suffered unanticipated damages, a private insurance claims adjuster, referred to as a public insurance adjuster, is your ideal option in obtaining the insurance settlement you deserve.

Have you received an insulting settlement estimate and you intend to reopen your business insurance claim? We can assist you in reopening your insurance claim. The low offer you obtained is not your final settlement!

If you feel your property damage claim has actually been unfairly rejected, it’s not too late! call (201) 800-6697 today!

We have decades of experience handling these claims. We will utilize our know-how, resources to obtain you the damage settlement you deserve. Our results as well as reputation illustrate the sort of settlements our clients receive. We have delivered millions worth of residential property insurance as well as store claims.

Get The Settlement You Are Entitled To.

Every loss is different and the Claim Guide handles each one individually. The Claim Guide Public Adjusters brings a network of skilled and licensed professionals to your side in a time of loss or damage to your home or store. Our team can assist,guide you through each step throughout the claims process. The Claim Guide will take the burden and stress of claims filings, documenting, investigating, and assessing all facets related to your loss. You can feel confident that every little thing is done correctly to get your home or store settlement. Don’t get underpaid by your insurer! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business interruption Claims in Haworth

Has your firm been absolutely devastated as an end result of the Covid-19? Have you previously received a denial or reservation of rights letter from your insurer? Even if you have actually previously been denied or advised that your business income insurance will not pay for your losses, do not quit. We have been successful in representing firm owners in firm loss of income insurance claims. Your firm interruption coverage secures you from specific circumstances that have actually impacted so numerous US firm owners as an outcome of Covid-19. Are you making every effort to endure and yet your revenue and sales are dramatically decreased? You do not deserve to have your insurer attempting to refuse your insurance claim so easily. You should secure yourself with a professional firm like Claim Guide Adjusters. We have a complete forensic accounting team to maximize your extra expense coverage. You can concentrate on managing your firm, while we combat for every cent you are entitled to.

Have you been told that your Covid-19 business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you stressed that your restaurant business insurance may or may not cover your losses during the Covid-19 pandemic? Do you have a service that has been identified non-essential and you are at danger of going insolvent? You might have rights and privileges that are owed to you if you have a business owner’s policy.

Call (201) 800-6697 if you have been denied for your Covid-19 business interruption Claims in Haworth.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s pros serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Demarest, Dumont, Harrington Park, Closter, Cresskill, Emerson, Bergenfield, New Milford, Oradell, Tenafly, Norwood, Westwood, Alpine, River Edge, Old Tappan

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has effectively helped countless residents in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recover all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Adjuster?

Many people start an insurance claim by contacting their insurance rep and providing all the info required. In many cases, their first step should be to call a public insurance adjuster. Unlike working the adjuster appointed by the insurance carrier, the private insurance adjuster works for you, the insurance holder.

Since the determination of the value of the loss rests on the claims adjuster who is a staff member or contractor of the insurer, it might be optimal to have someone experienced looking out for your best interests. Many people do not know that public adjusters even exist and would certainly not know to employ one after a residential or commercial property damage claim.

Submitting an Insurance Claim

When you experience smoke damages to your home or business, you might find yourself in a position where you need to file an insurance claim. Any time there is an insurance claim to be made, there is a likelihood you are going to be collaborating with an insurance claims adjuster sent by your insurer to document the damages and identify what needs to be paid.

Although submitting an insurance claim can be challenging and can potentially increase your insurance rates for the future, when it comes to serious damages, many insurance policy holders will choose to file a claim instead of take on the whole financial burden of the loss themselves.

Three Kinds of Claims Insurance Adjusters

Initially, and most typical type of adjuster is a company insurance adjuster– additionally called a staff adjuster. They are a staff member of the insurer. This sort of insurance claims adjuster is the one many people would certainly be dealing with for their insurance claims. Because they are staff members of the insurer, they may attempt to do their best to assist you, but they have a financial obligation to their employer, which doesn’t always make it easy to be fair with you.

In many cases, the insurer might not even choose to send an adjuster out to check out the damages and simply ask you to take images and submit them online. Additionally, the insurer might ask you to gather 3 price quotes and simply turn them in. Now you need to spend days and hours waiting on appointments from contractors, who are just estimating what they think they can get you to spend. Free price quotes are usually not based in what you are entitled to as a policy holder. Then when you submit 3 price quotes, the insurer will just take the lowest of the 3 anyhow.

An independent insurance adjuster is a contractor that the insurer pays to take care of your insurance claim. In some cases when an insurance provider has a high quantity of claims– like after a weather event– they don’t have sufficient internal adjusters to cover the local area. Insurer will enlist the services of independent adjusters from beyond the impacted area to take handle of claims for their insurance policy holders. An independent insurance adjuster is also liable to the insurer who has contracted them. They have factors to consider for future work from the insurer, so they might have to weigh out the benefits and drawbacks of paying you what you are entitled to. Also, lot of times independent adjusters are very swamped and they do not have enough time or energy to accurately assess your damages. They are under pressure to rush your insurance claim and submit an incomplete damages negotiation.

The third sort of insurance adjuster, the public insurance adjuster, benefits the insurance policy holder. The general public insurance adjuster is an independent and licensed insurance adjuster, contracted by the insurance policy holder, and works on you throughout the insurance claims process.

Public adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They just fight for the property owner’s benefit and have no fiduciary obligation to your insurer.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Haworth. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous happy residential clients in Haworth and the surrounding neighborhoods like: Demarest, Dumont, Harrington Park, Closter, Cresskill, Emerson, Bergenfield, New Milford, Oradell, Tenafly, Norwood, Westwood, Alpine, River Edge, Old Tappan
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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