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MAXIMUM settlement. SHORTEST time. LOWEST fee.

Harrington Park Public Adjuster

​The Claim Guide is a private insurance adjuster firm in Harrington Park, Bergen County committed to getting you the maximum settlement you need. We help with both industrial and also residential insurance claims. When you have water damage, smoke damage, fire damage, snowstorm damage or any kind of damage that will be covered by your insurance provider, your ideal strategy of protection is to hire your own public adjuster. If your household or local business suffered accidental damage, a private insurance claims adjuster, referred to as a public insurance adjuster, is your ideal option in getting the insurance settlement you are entitled to.

Have you received a low settlement estimate and you wish to reopen your residential property insurance claim? We can aid you in reopening your insurance claim. The low offer you received is not your final settlement!

If you feel your home owners claim has been unfairly rejected, it’s not too late! contact (201) 800-6697 today!

We have years of experience taking care of these claims. We will utilize our knowledge, resources to get you the damage settlement you are entitled to. Our results and also reputation highlight the kind of settlements our customers receive. We have delivered millions worth of home insurance and also industrial claims.

Get The Settlement You Deserve.

Every loss is different and the Claim Guide deals with every one with special attention. The Claim Guide Public Adjusters brings a network of trained and licensed experts to your side in a time of loss or damage to your household or company. Our team can aid,guide you with each action during the claims process. The Claim Guide will take the worry and pressure of claims filings, documenting, researching, and examining all aspects connected to your loss. You can rest assured that every little thing is done properly to maximize your household or company settlement. Do not get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claim in Harrington Park

Even if you have actually already been turned down for or informed that your business income insurance will not protect your losses, do not give up. We have been effective in representing local business owners in business income insurance cases. Your local business interruption insurance coverage shields you from precise circumstances that have affected so many U.S. local business owners as an outcome of Covid-19.

Have you been told that your Covid-19 business income insurance Claim is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you worried that your restaurant business insurance coverage may or may not cover your losses as a result of the Covid-19 quarantine? Do you have a local business that has been identified non-essential and you are at risk of going bankrupt? If you have a business owner’s policy, then you may have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Covid-19 business income insurance Claim in Harrington Park.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s pros are happy to service in Bergen County New Jersey . Also the surrounding towns including the following cities:
Closter, Norwood, Haworth, Old Tappan, Demarest, Northvale, Rivervale, Emerson, River Vale, Westwood, Rockleigh, Dumont, Cresskill, Alpine, Hillsdale

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response



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Some of the commercial clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully helped an abundance of house owners in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recoup all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Insurance adjuster?

Most people start an insurance claim by contacting their insurance agent and giving them all the information required. In many cases, their very first step should be to call a public insurance adjuster. Unlike working the adjuster appointed by the insurance provider, the public adjuster works for you, the customer.

Since the determination of the value of the loss rests on the claims adjuster who is a worker or contractor of the insurance provider, it may be the best plan of action to have someone experienced looking out for your best interests. Most people do not know that public insurance adjusters even exist and would certainly not know to work with one after a residential or commercial property damage claim.

Submitting an Insurance Claim

When you experience water damage to your home or commercial property, you may find yourself in a place where you need to file an insurance claim. Whenever there is an insurance claim to be made, there is a good chance you are mosting likely to be dealing with a claims adjuster sent by your insurance provider to document the damage and estimate what needs to be paid.

Although submitting an insurance claim can be burdensome and can perhaps raise your insurance rates for the future, when it comes to major damage, the majority of policyholders will choose to file a claim as opposed to take on the whole financial burden of the loss themselves.

Three Types of Claims Adjusters

First, and most common type of adjuster is a company adjuster– also referred to as a staff adjuster. They are a worker of the insurance provider. This kind of insurance claims adjuster is the one the majority of people would certainly be dealing with for their insurance claims. Given that they are staff members of the insurance provider, they may try to do their best to aid you, however they have a financial responsibility to their company who signs their paychecks, which does not always make it easy to be fair with you.

Sometimes, the insurance provider may not even choose to send an adjuster out to take a look at the damage and simply ask you to take pictures and send them digitally. Also, the insurance provider may ask you to gather three quotes and simply turn them in. Now you have to spend days and hours awaiting appointments from contractors, who are just estimating what they think they can get you to spend. Free quotes are generally not based in what you are entitled to as a policy holder. After that when you send 3 quotes, the insurance provider will just take the lowest of the three anyhow.

An independent adjuster is a contractor that the insurance provider pays to deal with the claim. Sometimes when an insurer has a high quantity of insurance claims– like after a weather event– they do not have sufficient in-house insurance adjusters to cover the local area. Insurance companies will enlist the services of independent insurance adjusters from beyond the impacted area to take handle of claims for their policyholders. An independent adjuster is also responsible to the insurance provider who has contracted them. They have factors to consider for future contracts from the insurance provider, so they may have to consider out the pros and cons of paying you what you are entitled to. Also, often times independent insurance adjusters are really busy and they do not have enough time or energy to accurately assess your damage. They are under pressure to close your claim and send an incomplete damage negotiation.

The third kind of adjuster, the public insurance adjuster, benefits the insurance holder. The general public insurance adjuster is an independent and licensed insurance adjuster, contracted by the insurance holder, and services you during the insurance claims process.

Public insurance adjusters are required to be accredited in New Jersey. There is no conflict of interest for the public adjuster. They just work for the property owner’s benefit and have no fiduciary responsibility to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Harrington Park. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many satisfied residential customers in Harrington Park and the surrounding neighborhoods like: Closter, Norwood, Haworth, Old Tappan, Demarest, Northvale, Rivervale, Emerson, River Vale, Westwood, Rockleigh, Dumont, Cresskill, Alpine, Hillsdale
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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