fbpx
✆ (610) 557-8782
MAXIMUM settlement. SHORTEST time. LOWEST fee.

Englewood Public Adjuster


​The Claim Guide is a public insurance adjuster company in Englewood, Bergen County committed to getting you the optimum settlement you need. We aid with both industrial and also residential insurance claims. When you have water damage, smoke damage, fire damage, tornado damage or any damage that will certainly be covered by your insurer, your best strategy of defense is to employ your own public adjuster. If your home or store suffered accidental damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your best alternative in receiving the insurance settlement you deserve.

Have you received an insulting settlement offer and you wish to reopen your house insurance claim? We can help you in reopening your insurance claim. The low estimate you obtained is not your last settlement!

If you feel your home owners claim has actually been unfairly denied, it’s not too late! contact (201) 800-6697 today!

We have years of experience dealing with these claims. We will utilize our experience, resources to obtain you the financial settlement you deserve. Our results and also reputation illustrate the sort of settlements our customers receive. We have delivered millions worth of home insurance and also business claims.

Get The Settlement You Deserve.


Every loss is different and the Claim Guide manages each one individually. The Claim Guide Public Adjusters brings a network of experienced and qualified professionals to your side in a time of loss or damage to your home or business. Our team can help,guide you through each action during the claims process. The Claim Guide will certainly take the worry and stress of claims filings, documenting, investigating, and examining all aspects related to your loss. You can feel confident that every little thing is done correctly to get your home or business settlement. Don’t get underpaid by your insurance company! Call us Today, your public insurance adjuster. (201) 800-6697

Coronavirus business interruption Claim in Englewood

Has your firm been completely ravaged as a result of the Coronavirus? Have you currently received a rejection or reservation of rights letter from your insurance company? Even if you have actually currently been refused or informed that your business income insurance coverage will not cover your losses, do not quit. We have been successful in representing firm owners in firm loss of income insurance claims. Your firm interruption protection protects you from precise circumstances that have actually impacted many American firm owners as a result of Coronavirus. Are you striving to stay alive and yet your revenue and sales are drastically diminished? You do not deserve to have your insurance company attempting to refuse your case so quickly. You should secure yourself with an expert company like Claim Guide Adjusters. We have a full forensic accounting organization to optimize your extra expense coverage. You can focus on taking care of your firm, while we defend every dollar you are entitled to.

Have you been told that your Coronavirus business interruption Claim is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you bothered that your restaurant business insurance coverage may or may not cover your losses as a result of the Coronavirus quarantine? Do you have a service that has been labeled non-essential and you are at risk of declaring bankruptcy? If you have a business owner’s insurance policy, then you may have rights and benefits that are owed to you.

Call (201) 800-6697 if you have been denied for your Coronavirus business interruption Claim in Englewood.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s adjuster serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Englewood Cliffs, Teaneck, Linwood, Tenafly, Leonia, Bergenfield, Bogota, Palisades Park, Cresskill, West View, Dumont, Ridgefield Park, New Milford, Hackensack, River Edge

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the business clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

3dgraPHredsmall

$17,187

3dgraPHblue

The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully aided plenty of homeowners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance claims and get back all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Adjuster?

Most individuals begin an insurance claim by contacting their insurance agent and giving them all the information needed. Oftentimes, their very first step should really be to call a public insurance adjuster. Unlike working the adjuster designated by the insurance company, the private adjuster works for you, the insurance holder.

Because the determination of the value of the loss hinges on the claims adjuster who is a worker or contractor of the insurance company, it may be good to have someone experienced looking out for your best interests. Most individuals do not know that public adjusters even exist and would certainly not know to utilize one after a residential or commercial property damage claim.

Submitting an Insurance Claim

When you experience smoke damage to your home or commercial property, you may find yourself in a place where you need to file an insurance claim. Whenever there is an insurance claim to be made, there is a likelihood you are going to be dealing with an insurance claims adjuster contracted by by your insurance company to document the damage and determine what needs to be paid.

Although filing an insurance claim can be troublesome and can perhaps increase your insurance premium for the future, when it comes to major damage, the majority of policyholders will certainly choose to file a claim instead of handle the entire financial burden of the loss themselves.

Three Kinds of Claims Insurance Adjusters

Initially, and most common type of adjuster is a company adjuster– additionally known as a staff adjuster. They are a worker of the insurance company. This sort of insurance claims adjuster is the one most individuals would certainly be dealing with for their insurance claims. Because they are employees of the insurance company, they may attempt to do their best to help you, however they have a financial obligation to their employer, which does not always make it easy to be reasonable with you.

In many cases, the insurance company may not even choose to send out an insurance adjuster out to check out the damage and just ask you to take images and send them digitally. Additionally, the insurance company may ask you to gather 3 estimates and just turn them in. Now you have to spend days and hours waiting on appointments from contractors, who are only estimating what they think they can get you to spend. Free estimates are typically not based in what you are entitled to as a policy holder. Then when you send 3 estimates, the insurance company will only take the most affordable of the 3 anyhow.

An independent adjuster is a contractor that the insurance company pays to manage the case. Often when an insurer has a high quantity of claims– like after a natural disaster– they don’t have sufficient staff adjusters to cover the local area. Insurer will certainly contract independent adjusters from beyond the impacted area to take care of claims for their policyholders. An independent adjuster is also responsible to the insurance company who has contracted them. They have considerations for future work from the insurance company, so they may have to weigh out the advantages and disadvantages of paying you what you are entitled to. Also, many times independent adjusters are really swamped and they do not have bandwidth or energy to correctly assess your damage. They are under pressure to rush your case and send an insufficient damage negotiation.

The 3rd sort of adjuster, the public insurance adjuster, works for the policyholder. The public insurance adjuster is an independent and qualified insurance adjuster, contracted by the policyholder, and deals with you during the insurance claims process.

Public adjusters are required to be accredited in New Jersey. There is no conflict of interest for the public adjuster. They only work for the property owner’s benefit and have absolutely no fiduciary obligation to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Englewood. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many satisfied business customers in Englewood and the surrounding cities like: Englewood Cliffs, Teaneck, Linwood, Tenafly, Leonia, Bergenfield, Bogota, Palisades Park, Cresskill, West View, Dumont, Ridgefield Park, New Milford, Hackensack, River Edge
MAXIMUM settlement. SHORTEST time. LOWEST fee.
Call Now ButtonGet Help Today