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Englewood Cliffs Public Adjuster


​The Claim Guide is a public insurance adjuster business in Englewood Cliffs, Bergen County committed to getting you the maximum settlement you need. We assist with both commercial and also residential insurance claims. When you have water damage, smoke damage, fire damage, tornado damage or any kind of damage that will be covered by your insurance provider, your ideal strategy of protection is to hire your very own public insurance adjuster. If your home or local business experienced unexpected damages, a public insurance claims adjuster, referred to as a public insurance adjuster, is your ideal option in receiving the insurance settlement you are entitled to.

Have you received a low settlement offer and you want to reopen your residential property insurance claim? We can assist you in reopening your insurance claim. The low offer you received is not your final settlement!

If you feel your property damage claim has actually been improperly rejected, it’s not too late! contact (201) 800-6697 today!

We have years of experience dealing with these claims. We will utilize our experience, resources to obtain you the financial settlement you deserve. Our results and also track record show the kind of settlements our clients receive. We have recovered millions worth of home insurance and also store claims.

Receive The Settlement You Are Entitled To.


Every loss is different and the Claim Guide treats every one with care. The Claim Guide Public Adjusters brings a network of skilled and accredited specialists to your side in a time of loss or damage to your home or store. Our team can assist,guide you with each action during the claims process. The Claim Guide will take the worry and pressure of claims filings, documenting, researching, and reviewing all facets related to your loss. You can rest assured that everything is done properly to get your home or store settlement. Don’t get underpaid by your insurance company! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claims in Englewood Cliffs

Has your establishment been completely devastated as an end result of the Coronavirus? Have you previously received a denial or reservation of rights letter from your insurance company? Even if you have actually previously been refused or informed that your business income insurance will not protect your losses, do not quit. We have achieved success in defending establishment owners in establishment income insurance claims. Your establishment interruption protection safeguards you from exact situations that have actually altered many United States establishment owners as a result of Coronavirus. Are you making every effort to get by and yet your earnings and sales are considerably lessened? You do not deserve to have your insurance company trying to turn down for your case so quickly. You must protect yourself with a professional team like Claim Guide Adjusters. We have a full forensic accounting staff to optimize your extra expense coverage. You can concentrate on taking care of your establishment, while we combat for every penny you are entitled to.

Have you been told that your Coronavirus business income insurance Claims is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you worried that your restaurant business insurance may or may not cover your losses during the Coronavirus pandemic? Do you have a local business that has been labeled non-essential and you are at threat of going insolvent? If you have a business owner’s policy, then you may have rights and benefits that are owed to you.

Call (201) 800-6697 if you have been denied for your Coronavirus business income insurance Claims in Englewood Cliffs.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s professionals love to serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Englewood, Linwood, Leonia, Tenafly, Teaneck, Palisades Park, Bergenfield, Cresskill, Bogota, Ridgefield Park, West View, Edgewater, Dumont, Ridgefield, New Milford

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the commercial clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully aided many house owners in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recoup all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Insurance adjuster?

Most people begin an insurance claim by contacting their insurance agent and giving them all the information needed. Oftentimes, their very first step really should be to call a public insurance adjuster. Unlike dealing with the adjuster appointed by the insurance provider, the public insurance adjuster works for you, the property owner.

Because the determination of the value of the loss rests on the claims adjuster who is a worker or contractor of the insurance company, it may be good to have a professional experienced in your corner. Most people do not know that public insurance adjusters even exist and would not know to engage one after a building damage claim.

Filing an Insurance Claim

When you experience plumbing damages to your house or local business, you may find yourself in a position where you need to file an insurance claim. At any time there is an insurance claim to be made, there is a likelihood you are going to be collaborating with an insurance claims adjuster contracted by by your insurance company to evaluate the damages and identify what needs to be paid.

Although filing an insurance claim can be burdensome and can potentially increase your insurance rates for the future, when it comes to serious damages, many policyholders will choose to file a claim as opposed to take on the whole financial burden of the loss themselves.

3 Types of Claims Adjusters

Initially, and most common type of adjuster is a company insurance adjuster– also referred to as a staff adjuster. They are a worker of the insurance company. This kind of insurance claims adjuster is the one many people would be dealing with for their insurance claims. Given that they are workers of the insurance company, they may try to do their best to assist you, yet they have a financial obligation to their company who signs their paychecks, which doesn’t always make it easy to be reasonable with you.

In some cases, the insurance company may not even choose to send out an adjuster out to look at the damages and just ask you to take images and submit them digitally. Additionally, the insurance company may ask you to collect three quotes and just turn them in. Now you have to spend days and hours waiting on appointments from contractors, who are only estimating what they think they can get you to spend. Free quotes are usually not based in what you are entitled to as a policy holder. Then when you submit 3 quotes, the insurance company will only take the most affordable of the three anyhow.

An independent insurance adjuster is a contractor that the insurance company pays to handle your case. In some cases when an insurance provider has a high volume of claims– like after a weather event– they don’t have sufficient internal insurance adjusters to cover the area. Insurer will employ independent insurance adjusters from beyond the affected region to take handle of claims for their policyholders. An independent insurance adjuster is also responsible to the insurance company who has contracted them. They have factors to consider for future jobs from the insurance company, so they may have to consider out the benefits and drawbacks of paying you what you are entitled to. Also, often times independent insurance adjusters are extremely busy and they do not have bandwidth or energy to accurately evaluate your damages. They are under pressure to rush your case and submit an incomplete damages negotiation.

The 3rd kind of insurance adjuster, the public insurance adjuster, benefits the insurance policy holder. The public insurance adjuster is an independent and accredited insurance adjuster, employed by the insurance policy holder, and works with you during the insurance claims process.

Public insurance adjusters are required to be licensed in New Jersey. There is no conflict of interest for the public adjuster. They only fight for the homeowner’s benefit and have zero fiduciary obligation to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Englewood Cliffs. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied commercial clients in Englewood Cliffs and the surrounding neighborhoods like: Englewood, Linwood, Leonia, Tenafly, Teaneck, Palisades Park, Bergenfield, Cresskill, Bogota, Ridgefield Park, West View, Edgewater, Dumont, Ridgefield, New Milford
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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