✆ (610) 557-8782
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Dumont Public Adjuster

​The Claim Guide is a private insurance adjuster business in Dumont, Bergen County dedicated to obtaining you the optimum settlement you need. We aid with both industrial and residential insurance claims. When you have accidental water damage, smoke damage, fire damage, tornado damage or any kind of damage that will be covered by your insurance coverage company, your best strategy of defense is to engage your own public insurance adjuster. If your home or company suffered unanticipated damages, a private insurance claims adjuster, referred to as a public insurance adjuster, is your best option in obtaining the insurance settlement you need.

Have you received a low settlement offer and you desire to reopen your home insurance claim? We can assist you in reopening your insurance claim. The low offer you received is not your last settlement!

If you feel your homeowners claim has actually been improperly rejected, it’s not too late! contact (201) 800-6697 today!

We have years of experience managing these claims. We will use our experience, resources to get you the damage settlement you deserve. Our results and track record highlight the sort of settlements our customers receive. We have obtained millions worth of home insurance and industrial claims.

Receive The Settlement You Are Entitled To.

Every loss is different and the Claim Guide manages every one individually. The Claim Guide Public Adjusters brings a network of skilled and accredited specialists to your side in a time of loss or damage to your home or business. Our team can assist,guide you through each action during the claims process. The Claim Guide will take the worry and stress of claims filings, documenting, investigating, and assessing all aspects associated with your loss. You can rest assured that every little thing is done correctly to get your home or business settlement. Don’t get underpaid by your insurer! Call us Today, your public insurance adjuster. (201) 800-6697

Coronavirus business interruption Claims in Dumont

Has your service been drastically ravaged as an effect of the Coronavirus? Have you previously received a refusal or reservation of rights notice from your insurer? Even if you have actually previously been refused or advised that your business income insurance will not protect your losses, do not quit. We have been successful in working with service owners in service income insurance claims. Your service interruption protection secures you from exact situations that have actually impacted so numerous United States service owners as a result of Coronavirus. Are you making every effort to make it through and yet your income and sales are dramatically decreased? You do not deserve to have your insurer attempting to reject your case so quickly. You need to secure yourself with a professional team like Claim Guide Adjusters. We have a complete forensic accounting staff to optimize your extra expense coverage. You can pay attention to running your service, while we combat for every penny you are entitled to.

Have you been told that your Coronavirus business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you paniced that your restaurant business insurance may or may not cover your losses during the Coronavirus pandemic? Do you have a business that has been identified non-essential and you are at risk of declaring bankruptcy? You may have rights and privileges that are owed to you if you have a business owner’s policy.

Call (201) 800-6697 if you have been denied for your Coronavirus business interruption Claims in Dumont.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s adjuster love to serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Bergenfield, New Milford, Haworth, Cresskill, Tenafly, Demarest, River Edge, Oradell, Emerson, Closter, Harrington Park, Englewood, Teaneck, Alpine, Westwood

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully aided plenty of residents in Pennsylvania, New Jersey and Maryland as well as numerous others resolve their insurance cases and recoup all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Adjuster?

Many people begin an insurance claim by contacting their insurance rep and providing all the details required. In many cases, their first step should really be to call a public insurance adjuster. Unlike dealing with the adjuster designated by the insurance provider, the private insurance adjuster works for you, the customer.

Because the determination of the worth of the loss rests on the claims adjuster that is a staff member or contractor of the insurer, it may be the best plan of action to have a professional experienced looking out for your best interests. Many people do not know that public insurance adjusters also exist and would not know to employ one after a residential or commercial property damage claim.

Filing an Insurance Claim

When you experience fire damages to your home or local business, you may find yourself in a position where you need to submit an insurance claim. Any time there is an insurance claim to be made, there is a good chance you are going to be dealing with an insurance claims adjuster sent out by your insurer to assess the damages and estimate what needs to be paid.

Although filing an insurance claim can be burdensome and can possibly raise your insurance premium for the future, when it comes to significant damages, most insurance holders will choose to file a claim instead of handle the entire financial burden of the loss themselves.

Three Kinds of Claims Insurance Adjusters

First, and most common type of adjuster is a company insurance adjuster– additionally called a staff adjuster. They are a staff member of the insurer. This sort of insurance claims adjuster is the one most people would be dealing with for their insurance claims. Because they are staff members of the insurer, they may attempt to do their best to assist you, yet they have a financial responsibility to their employer, which does not always make it easy to be fair with you.

In some cases, the insurer may not also choose to send an adjuster out to look at the damages and just ask you to take photos and submit them electronically. Also, the insurer may ask you to gather three price quotes and just turn them in. Now you have to spend days and hours awaiting appointments from contractors, who are just estimating what they think they can get you to spend. Free price quotes are typically not based in what you are entitled to as a policy holder. Then when you submit 3 price quotes, the insurer will just take the lowest of the three anyhow.

An independent insurance adjuster is a contractor that the insurer pays to deal with your case. Often when an insurer has a high volume of claims– like after a natural disaster– they don’t have enough internal insurance adjusters to cover the location. Insurance provider will hire independent insurance adjusters from outside of the impacted region to take handle of claims for their insurance holders. An independent insurance adjuster is also liable to the insurer that has contracted them. They have factors to consider for future work from the insurer, so they may have to weigh out the advantages and disadvantages of paying you what you are entitled to. Also, often times independent insurance adjusters are really occupied and they do not have bandwidth or energy to accurately evaluate your damages. They are under pressure to hurry your case and submit an insufficient damages settlement.

The third sort of insurance adjuster, the public insurance adjuster, benefits the insurance holder. The public insurance adjuster is an independent and accredited insurance adjuster, hired by the insurance holder, and services you during the insurance claims process.

Public insurance adjusters are required to be licensed in New Jersey. There is no conflict of interest for the public adjuster. They just work for the homeowner’s benefit and have absolutely no fiduciary responsibility to your insurer.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Dumont. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous happy residential customers in Dumont and the surrounding neighborhoods like: Bergenfield, New Milford, Haworth, Cresskill, Tenafly, Demarest, River Edge, Oradell, Emerson, Closter, Harrington Park, Englewood, Teaneck, Alpine, Westwood
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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