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Demarest Public Adjuster

​The Claim Guide is a public insurance adjuster business in Demarest, Bergen County dedicated to getting you the optimum settlement you deserve. We aid with both industrial and also residential insurance claims. When you have plumbing damage, smoke damage, fire damage, windstorm damage or any damage that will certainly be covered by your insurance company, your ideal plan of protection is to engage your very own public adjuster. If your house or commercial property suffered unexpected damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your ideal option in obtaining the insurance settlement you are entitled to.

Have you received a low settlement estimate and you wish to reopen your business insurance claim? We can aid you in reopening your insurance claim. The low estimate you received is not your last settlement!

If you feel your home owners claim has actually been improperly rejected, it’s not too late! contact (201) 800-6697 today!

We have years of experience dealing with these claims. We will utilize our expertise, resources to obtain you the settlement you deserve. Our results and also reputation illustrate the type of settlements our clients receive. We have obtained millions worth of residential property insurance and also company claims.

Receive The Settlement You Are Entitled To.

Every loss is different and the Claim Guide manages each one with care. The Claim Guide Public Adjusters brings a network of skilled and certified professionals to your side in a time of loss or damage to your house or local business. Our expert team can aid,guide you through each action throughout the claims process. The Claim Guide will certainly take the burden and pressure of claims filings, documenting, investigating, and reviewing all elements connected to your loss. You can rest assured that every little thing is done appropriately to get your house or local business settlement. Do not get underpaid by your insurance company! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business interruption Claims in Demarest

Has your business been totally ravaged as a result of the Covid19? Have you currently received a refusal or reservation of rights letter from your insurance company? Even if you have currently been turned down for or advised that your business income insurance will not pay for your losses, do not quit. We have been successful in working with business owners in business income insurance claims. Your business interruption protection safeguards you from exact situations that have altered numerous US business owners as an outcome of Covid19. Are you working hard to stay alive and yet your profits and sales are drastically reduced? You do not deserve to have your insurance company attempting to reject your case so quickly. You must secure yourself with a professional company like Claim Guide Adjusters. We have a complete forensic accounting team to optimize your extra expense coverage. You can concentrate on managing your business, while we combat for every dollar you are entitled to.

Have you been told that your Covid19 business interruption Claims is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you concerned that your restaurant business insurance may or may not cover your losses as a result of the Covid19 pandemic? Do you have a firm that has been identified non-essential and you are at threat of declaring bankruptcy? You might have rights and benefits that are owed to you if you have a business owner’s policy.

Call (201) 800-6697 if you have been denied for your Covid19 business interruption Claims in Demarest.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s professionals love to serve in Bergen County New Jersey . Also the surrounding neighborhoods including the following cities:
Closter, Cresskill, Haworth, Alpine, Harrington Park, Dumont, Tenafly, Bergenfield, Norwood, New Milford, Rockleigh, Northvale, Emerson, Oradell, Old Tappan

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the business clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully assisted plenty of homeowners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance claims and recover all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Insurance adjuster?

Most individuals begin an insurance claim by calling their insurance agent and giving them all the info needed. In most cases, their first step really should be to call a public insurance adjuster. Unlike working the adjuster assigned by the insurance provider, the private adjuster works for you, the property owner.

Since the determination of the value of the loss depends upon the claims adjuster who is an employee or contractor of the insurance company, it might be good to have someone experienced looking out for your best interests. Most individuals do not know that public adjusters even exist and would certainly not know to utilize one after a building damage claim.

Filing an Insurance Claim

When you experience plumbing damage to your home or company, you might find yourself in a position where you need to file an insurance claim. Any time there is an insurance claim to be made, there is a likelihood you are going to be dealing with a claims adjuster sent out by your insurance company to evaluate the damage and estimate what needs to be paid.

Although submitting an insurance claim can be burdensome and can potentially raise your insurance premium for the future, when it comes to significant damage, the majority of policyholders will certainly choose to file a claim rather than tackle the whole financial burden of the loss themselves.

3 Kinds of Claims Adjusters

Initially, and most common type of adjuster is a company adjuster– additionally known as a staff adjuster. They are an employee of the insurance company. This type of insurance claims adjuster is the one the majority of people would certainly be dealing with for their insurance claims. Because they are employees of the insurance company, they may try to do their best to aid you, but they have a financial duty to their company who signs their paychecks, which does not always make it easy to be reasonable with you.

In some cases, the insurance company might not even choose to send an insurance adjuster out to take a look at the damage and just ask you to take images and send them digitally. Additionally, the insurance company might ask you to collect three price quotes and just turn them in. Now you have to spend days and hours waiting for appointments from contractors, who are only estimating what they think they can get you to spend. Free price quotes are generally not based in what you are entitled to as a policy holder. Then when you send 3 price quotes, the insurance company will only take the most affordable of the three anyhow.

An independent adjuster is a contractor that the insurance company pays to manage your case. In some cases when an insurer has a high volume of insurance claims– like after a weather event– they do not have adequate internal adjusters to cover the region. Insurance provider will certainly employ independent adjusters from outside of the affected area to take care of claims for their policyholders. An independent adjuster is also accountable to the insurance company who has contracted them. They have factors to consider for future jobs from the insurance company, so they might have to evaluate out the pros and cons of paying you what you are entitled to. Also, many times independent adjusters are very swamped and they do not have enough time or energy to accurately assess your damage. They are under pressure to close your case and send an insufficient damage negotiation.

The third type of adjuster, the public insurance adjuster, works for the policyholder. The general public insurance adjuster is an independent and certified insurance adjuster, contracted by the policyholder, and works with you throughout the insurance claims process.

Public adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They only work for the property owner’s benefit and have no fiduciary duty to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Demarest. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous happy business clients in Demarest and the surrounding neighborhoods like: Closter, Cresskill, Haworth, Alpine, Harrington Park, Dumont, Tenafly, Bergenfield, Norwood, New Milford, Rockleigh, Northvale, Emerson, Oradell, Old Tappan
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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