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Cresskill Public Adjuster


​The Claim Guide is a private insurance adjuster company in Cresskill, Bergen County committed to obtaining you the maximum settlement you need. We assist with both industrial and also residential insurance claims. When you have plumbing damage, smoke damage, fire damage, hurricane damage or any kind of damage that will be covered by your insurer, your best plan of protection is to engage your very own public adjuster. If your household or commercial property experienced unanticipated damage, a private insurance claims adjuster, referred to as a public insurance adjuster, is your best choice in obtaining the insurance settlement you deserve.

Have you received an insulting settlement estimate and you wish to reopen your home insurance claim? We can aid you in reopening your insurance claim. The low estimate you obtained is not your final settlement!

If you feel your home owners claim has actually been unfairly rejected, it’s not too late! call (201) 800-6697 today!

We have years of experience negotiating with these claims. We will use our know-how, resources to deliver you the financial settlement you deserve. Our results and also track record illustrate the kind of settlements our customers receive. We have obtained millions worth of residential property insurance and also company claims.

Get The Settlement You Are Entitled To.


Every loss is different and the Claim Guide manages every one with special attention. The Claim Guide Public Adjusters brings a network of trained and qualified specialists to your side in a time of loss or damage to your household or company. Our team can aid,guide you with each step during the claims process. The Claim Guide will take the burden and pressure of claims filings, documenting, gathering, and reviewing all facets connected to your loss. You can rest assured that every little thing is done appropriately to maximize your household or company settlement. Do not get underpaid by your insurance company! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claim in Cresskill

Has your establishment been completely ruined as an effect of the Coronavirus? Have you already received a rejection or reservation of rights notice from your insurance company? Even if you have already been denied or informed that your business income insurance will not cover your losses, do not give up. We have been successful in defending establishment owners in establishment interruption insurance claims. Your establishment interruption coverage safeguards you from precise scenarios that have impaired numerous US establishment owners as a result of Coronavirus. Are you making every effort to endure and yet your earnings and sales are dramatically lessened? You do not deserve to have your insurance company attempting to deny your insurance claim so quickly. You must safeguard yourself with a specialist team like The Claim Guide Public Adjusters. We have a complete forensic accounting staff to optimize your extra expense coverage. You can focus on managing your establishment, while we combat for every dollar you are entitled to.

Have you been told that your Coronavirus business income insurance Claim is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you bothered that your restaurant business insurance may or may not cover your losses during the Coronavirus quarantine? Do you have a local business that has been labeled non-essential and you are at danger of declaring bankruptcy? If you have a business owner’s insurance policy, then you may have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Coronavirus business income insurance Claim in Cresskill.  We are experts in handling Loss of Business income Claims.

Claim Guide Adjusters’s professionals love to serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Demarest, Tenafly, Alpine, Dumont, Haworth, Closter, Bergenfield, Harrington Park, New Milford, Englewood, Englewood Cliffs, Norwood, Oradell, Emerson, River Edge

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the business clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has effectively assisted plenty of business owners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance cases and get back all the funds they are entitled to.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I need a Public Adjuster?

Many people start an insurance claim by calling their insurance representative and providing all the details needed. In many cases, their first step should be to call a public insurance adjuster. Unlike dealing with the adjuster designated by the insurance company, the private adjuster works for you, the customer.

Since the determination of the value of the loss depends upon the claims adjuster who is an employee or contractor of the insurance company, it may be the best plan of action to have somebody experienced looking out for your best interests. Many people do not know that public adjusters also exist and would certainly not know to hire one after a property damage claim.

Submitting an Insurance Claim

When you experience hurricane damage to your home or company, you may find yourself in a place where you need to file an insurance claim. Whenever there is an insurance claim to be made, there is a good chance you are mosting likely to be collaborating with an insurance claims adjuster sent by your insurance company to evaluate the damage and figure out what needs to be paid.

Although filing an insurance claim can be difficult and can perhaps raise your insurance rates for the future, when it comes to severe damage, many policyholders will choose to file a claim instead of tackle the whole financial burden of the loss themselves.

Three Kinds of Claims Adjusters

First, and most typical type of adjuster is a company adjuster– also called a staff adjuster. They are an employee of the insurance company. This kind of insurance claims adjuster is the one many people would certainly be dealing with for their insurance claims. Because they are workers of the insurance company, they may attempt to do their best to aid you, but they have a financial responsibility to their employer, which doesn’t always make it easy to be reasonable with you.

In some cases, the insurance company may not also choose to send out an adjuster out to look at the damage and just ask you to take pictures and send them online. Also, the insurance company may ask you to gather three price quotes and just turn them in. Now you have to spend days and hours waiting for appointments from contractors, who are only estimating what they think they can get you to spend. Free price quotes are generally not based in what you are entitled to as a policy holder. Then when you send 3 price quotes, the insurance company will only take the lowest of the three anyhow.

An independent adjuster is a contractor that the insurance company pays to manage your insurance claim. Sometimes when an insurer has a high quantity of insurance claims– like after a natural disaster– they don’t have enough internal adjusters to cover the local area. Insurance companies will enlist the services of independent adjusters from outside of the impacted region to take care of claims for their policyholders. An independent adjuster is also liable to the insurance company who has contracted them. They have considerations for future work from the insurance company, so they may have to evaluate out the pros and cons of paying you what you are entitled to. Also, often times independent adjusters are extremely swamped and they do not have bandwidth or energy to accurately evaluate your damage. They are under pressure to hurry your insurance claim and send an incomplete damage negotiation.

The 3rd kind of adjuster, the public insurance adjuster, benefits the policyholder. The general public insurance adjuster is an independent and qualified insurance adjuster, hired by the policyholder, and deals with you during the insurance claims process.

Public adjusters are required to be certified in New Jersey. There is no conflict of interest for the public adjuster. They only work for the homeowner’s benefit and have zero fiduciary responsibility to your insurance company.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Cresskill. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied business customers in Cresskill and the surrounding neighborhoods like: Demarest, Tenafly, Alpine, Dumont, Haworth, Closter, Bergenfield, Harrington Park, New Milford, Englewood, Englewood Cliffs, Norwood, Oradell, Emerson, River Edge
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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