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Closter Public Adjuster

​The Claim Guide is a public insurance adjuster company in Closter, Bergen County committed to getting you the maximum settlement you deserve. We assist with both industrial and also residential insurance claims. When you have plumbing damage, smoke damage, fire damage, snowstorm damage or any damage that will be covered by your insurance provider, your best plan of defense is to employ your own public adjuster. If your home or company suffered unanticipated damage, a public insurance claims adjuster, referred to as a public insurance adjuster, is your best alternative in receiving the insurance settlement you are entitled to.

Have you received an insulting settlement offer and you want to reopen your residential property insurance claim? We can help you in reopening your insurance claim. The low estimate you received is not your final settlement!

If you feel your insurance claim claim has actually been unfairly rejected, it’s not too late! contact (201) 800-6697 today!

We have years of experience dealing with these claims. We will utilize our experience, resources to obtain you the damage settlement you are entitled to. Our results and also track record illustrate the sort of settlements our clients receive. We have recovered millions worth of home insurance and also company claims.

Get The Settlement You Deserve.

Every loss is different and the Claim Guide treats every one with special attention. The Claim Guide Public Adjusters brings a network of skilled and licensed professionals to your side in a time of loss or damage to your home or commercial property. Our team can help,guide you through each step throughout the claims process. The Claim Guide will take the worry and pressure of claims filings, documenting, gathering, and examining all facets connected to your loss. You can rest assured that everything is done appropriately to maximize your home or commercial property settlement. Don’t get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business interruption Claim in Closter

Even if you have already been turned down for or told that your business income insurance will not cover your losses, do not give up. We have been successful in representing establishment owners in business income insurance cases. Your establishment disturbance coverage shields you from exact situations that have impaired so many U.S. establishment owners as a result of Covid-19.

Have you been told that your Covid-19 business interruption Claim is not covered? Call (201) 800-6697! We are experts in winning Business Interruption Claims. 

business insurance may or may not be covered during the coronavirus pandemic

Are you concerned that your restaurant business insurance coverage may or may not cover your losses as a result of the Covid-19 pandemic? Do you have a small business that has been identified non-essential and you are at risk of going bankrupt? If you have a business owner’s insurance policy, then you may have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Covid-19 business interruption Claim in Closter.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s pros serve in Bergen County New Jersey . Also the surrounding towns including the following cities:
Demarest, Harrington Park, Haworth, Norwood, Alpine, Cresskill, Northvale, Rockleigh, Dumont, Old Tappan, Tenafly, Emerson, Rivervale, Bergenfield, River Vale

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
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Some of the commercial clients we've helped with  damage settlements.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.





The Breakdown

With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has effectively aided countless house owners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance cases and get back all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >


Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.


Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.


Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

Many people begin an insurance claim by calling their insurance agent and giving them all the information required. In most cases, their very first step really should be to call a public insurance adjuster. Unlike working the adjuster designated by the insurance company, the public adjuster works for you, the customer.

Because the determination of the value of the loss depends upon the claims adjuster that is a worker or contractor of the insurance provider, it may be optimal to have someone experienced looking out for your best interests. Many people do not know that public insurance adjusters also exist and would certainly not know to utilize one after a residential property damage claim.

Submitting an Insurance Claim

When you experience storm damage to your home or business, you may find yourself in a position where you need to file an insurance claim. Whenever there is an insurance claim to be made, there is a good chance you are going to be collaborating with a claims adjuster sent by your insurance provider to document the damage and figure out what needs to be paid.

Although filing an insurance claim can be challenging and can perhaps increase your insurance rates for the future, when it comes to severe damage, the majority of insurance policy holders will choose to file a claim instead of tackle the whole financial burden of the loss themselves.

Three Kinds of Claims Adjusters

Initially, and most typical type of adjuster is a company adjuster– also referred to as a staff adjuster. They are a worker of the insurance provider. This sort of insurance claims adjuster is the one the majority of people would certainly be dealing with for their insurance claims. Given that they are staff members of the insurance provider, they may try to do their best to help you, however they have a financial responsibility to their company who signs their paychecks, which doesn’t always make it easy to be fair with you.

Sometimes, the insurance provider may not also choose to send out an adjuster out to take a look at the damage and simply ask you to take pictures and send them digitally. Also, the insurance provider may ask you to collect three estimates and simply turn them in. Now you have to spend days and hours waiting on appointments from contractors, who are only estimating what they think they can get you to spend. Free estimates are typically not based in what you are entitled to as a policy holder. Then when you send 3 estimates, the insurance provider will only take the most affordable of the three anyhow.

An independent adjuster is a contractor that the insurance provider pays to deal with the insurance claim. In some cases when an insurer has a high quantity of claims– like after a weather event– they do not have sufficient internal insurance adjusters to cover the area. Insurer will employ independent insurance adjusters from beyond the impacted area to take care of claims for their insurance policy holders. An independent adjuster is also accountable to the insurance provider that has contracted them. They have considerations for future jobs from the insurance provider, so they may have to evaluate out the advantages and disadvantages of paying you what you are entitled to. Also, sometimes independent insurance adjusters are very occupied and they do not have enough time or energy to correctly evaluate your damage. They are under pressure to hurry your insurance claim and send an insufficient damage negotiation.

The 3rd sort of adjuster, the public insurance adjuster, benefits the insurance holder. The public insurance adjuster is an independent and licensed insurance adjuster, hired by the insurance holder, and deals with you throughout the claims process.

Public insurance adjusters are required to be accredited in New Jersey. There is no conflict of interest for the public adjuster. They only work for the property owner’s benefit and have no fiduciary responsibility to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Closter. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have many satisfied business clients in Closter and the surrounding cities like: Demarest, Harrington Park, Haworth, Norwood, Alpine, Cresskill, Northvale, Rockleigh, Dumont, Old Tappan, Tenafly, Emerson, Rivervale, Bergenfield, River Vale
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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