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Alpine Public Adjuster


​The Claim Guide is a public insurance adjuster company in Alpine, Bergen County committed to obtaining you the optimum settlement you need. We aid with both industrial as well as residential insurance claims. When you have water damage, smoke damage, fire damage, tornado damage or any damage that will certainly be covered by your insurance policy company, your best plan of protection is to engage your own public insurance adjuster. If your property or local business experienced unexpected damages, a public insurance claims adjuster, referred to as a public insurance adjuster, is your best alternative in getting the insurance settlement you deserve.

Have you received an insulting settlement offer and you want to get to reopen your home insurance claim? We can aid you in reopening your insurance claim. The low offer you received is not your last settlement!

If you feel your home owners claim has been unfairly rejected, it’s not too late! contact (201) 800-6697 today!

We have years of experience managing these claims. We will utilize our experience, resources to obtain you the damage settlement you deserve. Our results as well as track record show the sort of settlements our clients receive. We have obtained millions worth of home insurance as well as commercial claims.

Receive The Settlement You Deserve.


Every loss is different and the Claim Guide deals with each one with special attention. The Claim Guide Public Adjusters brings a network of trained and accredited experts to your side in a time of loss or damage to your property or business. Our expert team can aid,guide you through each step during the claims process. The Claim Guide will certainly take the worry and pressure of claims filings, documenting, gathering, and examining all facets associated with your loss. You can feel confident that everything is done appropriately to get your property or business settlement. Do not get underpaid by your insurance provider! Call us Today, your public insurance adjuster. (201) 800-6697

Covid-19 business income insurance Claims in Alpine

Even if you have actually already been denied or told that your business income insurance will not protect your losses, do not give up. We have been excellent in representing firm owners in business income insurance cases. Your firm interruption coverage safeguards you from precise circumstances that have impaired so numerous US firm owners as a result of Covid19.

Have you been told that your Covid19 business income insurance Claims is not covered? Call (201) 800-6697! We are experts in winning Business Income Insurance Claims. 

Restaurant business insurance may or may not be covered during the coronavirus pandemic

Are you worried that your restaurant business insurance coverage may or may not cover your losses during the Covid19 pandemic? Do you have a company that has been identified non-essential and you are at danger of declaring bankruptcy? If you have a business owner’s policy, then you may have rights and privileges that are owed to you.

Call (201) 800-6697 if you have been denied for your Covid19 business income insurance Claims in Alpine.  We are experts in handling Loss of Business income Claims.

The Claim Guide Public Adjusters’s adjuster love to serve in Bergen County New Jersey . Also the surrounding townships including the following cities:
Demarest, Cresskill, Closter, Tenafly, Rockleigh, Haworth, Harrington Park, Norwood, Dumont, Northvale, Bergenfield, New Milford, Englewood, Old Tappan, Englewood Cliffs

If you do not see your city on the list, please do not hesitate to call : (201) 800-6697

Don't Get Underpaid by Your Insurance Company

With The Claim Guide you will get the settlement you deserve.
For Immediate Response

HAIL DAMAGE

$28472

Before The Claim Guide

$80702

After The Claim Guide

WATER DAMAGE

$10407

Before The Claim Guide

$56115

After The Claim Guide

PIPE FREEZE

$11494

Before The Claim Guide

$47421

After The Claim Guide

TREE DAMAGE

$16131

Before The Claim Guide

$34765

After The Claim Guide

Before The Claim Guide

After The Claim Guide

Some of the business clients we've helped with  insurance recoveries.

Mike and his team guided my family through the process after we lost everything we owned in a fire. I cannot count how many items Mike and his staff had photos that my wife, my son and I forgot to put on our list. If we had not hired Claim Guide I know we would’ve lost thousands of dollars. I would recommend to anyone who would ever need an adjuster to not hesitate to call Claim Guide. They are very good.

James H.

Mike is great! He likes to fight for the consumers. He accepted our case and got us $12K more so that we can have all the repairs done. Mike is always responsive and answers questions promptly. I don’t wish to have another house accident, but I would call him first if anything happens again!

Qin J.

Claim Guide Public Adjusters were wonderful. They helped me to understand what I was entitled to and they fought for me. They are extremely knowledgeable and made me feel that I was ‘in good hands’. I would highly recommend that you contact them – even before you call your insurance company.

Arline D.

$2,029

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$17,187

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The Breakdown


With a public adjuster
Without a public adjuster

Source: OPPAGA analysis. Data refers to the median (50th percentile or typical) payment.

We can get you out of this!

We have a network of specialists for emergency response.
Emergency Response
The Claim Guide has successfully aided plenty of homeowners in Pennsylvania, New Jersey and Maryland as well as numerous others settle their insurance cases and recoup all the funds rightfully owed to them.

Water Damage

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Tree Fall

Wind damage claims are usually caused from windstorms, tornadoes, and thunderstorms. A lot of insurance companies will make excuses to avoid paying for roof, shingle, siding, garage door, landscaping and window damage. Most residential and business owners end up taking less than what they are entitled to because they are in a rush to move forward with repairs. That’s where a public adjuster comes in.
Report a Wind Damage Claim Now >

Fire Damage

As public adjusters, our job is to help you through the insurance part of any stressful events involving fire damage; whether it was a room fire or your home was completely burnt-out. We will make sure that you get the maximum amount of money that is owed to you from your insurance company.
Report a Fire Damage Claim Now >

Smoke Damage

Smoke damage can occur from a fire or a puff-back, which can turn your home into a dangerous place to live in no time. Smoke damage is something that you may not even see, and it could still be creating a very dangerous condition. The costs to repair smoke damage can be in the thousands of dollars, and having Claim Guide on your side can help you get the maximum amount of money.
Report a Smoke Damage Claim Now >

Theft

Theft claims are very detailed and specific. We can help you file a theft claim and make sure that you receive the money from your insurance company.

Business owners are most often hurt by downtime that is caused by theft of computer equipment and phone equipment. We can help you get full compensation for everything that you had coverage on.

When your home or business is vandalized you are usually covered by your insurance policy. Coverage includes the vandalism itself and any damage caused from the act itself. If a vandal throws a brick through a plate glass window at your business and breaks a neon sign, cash register, glass display case or products, you are covered for all damages, not just the windows. We can help you file a new claim or supplemental claim on missed damage.

 

Report a Theft or Vandalism Claim Now >

Plumbing Leak

Broken pipes and leaky faucets can cause hidden damages inside your home that insurance companies might overlook. Mold can grow in areas that are missed.

 

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Water Damage Claim Now >

Roof Leak

When you have hurricane or storm damage from severe wind and rain, the interior of your home can become damaged.

It’s important to hire an expert to represent the exterior and interior damages.
Report a Storm Damage Claim Now >

Floor Damage

Broken pipes and leaky faucets can cause damage to your hardwood floor, laminate foor, pergo flooring that many companies might overlook.

Many times, your flooring material is already discontinued and the repair will be more expensive that your insurance company is willing to offer

Claim Guide will make sure that you get the maximum amount of money based on the damage and what is owed to you from your insurance company.
Report a Floor Damage Claim Now >

Do I require the services of a Public Insurance adjuster?

The majority of people begin an insurance claim by contacting their insurance agent and providing all the details needed. Oftentimes, their initial step should really be to call a public insurance adjuster. Unlike working the adjuster sent by by the insurer, the private insurance adjuster works for you, the insurance holder.

Because the determination of the value of the loss depends upon the claims adjuster who is a worker or contractor of the insurance provider, it may be optimal to have someone experienced on your side. The majority of people do not know that public adjusters even exist and would not know to utilize one after a property damage claim.

Submitting an Insurance Claim

When you experience smoke damages to your home or commercial property, you may find yourself in a position where you need to file an insurance claim. Whenever there is an insurance claim to be made, there is a great chance you are mosting likely to be dealing with an insurance claims adjuster contracted by by your insurance provider to evaluate the damages and identify what needs to be paid.

Although filing an insurance claim can be troublesome and can perhaps increase your insurance premium for the future, when it comes to significant damages, the majority of insurance holders will certainly choose to file a claim as opposed to handle the whole financial burden of the loss themselves.

Three Kinds of Claims Insurance Adjusters

Initially, and most common type of adjuster is a company insurance adjuster– additionally referred to as a staff adjuster. They are a worker of the insurance provider. This sort of insurance claims adjuster is the one many people would be dealing with for their insurance claims. Since they are workers of the insurance provider, they may try to do their best to aid you, however they have a financial obligation to their employer, which does not always make it easy to be reasonable with you.

In some cases, the insurance provider may not even choose to send out an insurance adjuster out to check out the damages and just ask you to take photos and send them electronically. Additionally, the insurance provider may ask you to gather 3 quotes and just turn them in. Now you need to spend days and hours waiting for appointments from contractors, who are only estimating what they think they can get you to spend. Free quotes are usually not based in what you are entitled to as a policy holder. After that when you send 3 quotes, the insurance provider will only take the most affordable of the 3 anyhow.

An independent insurance adjuster is a contractor that the insurance provider pays to manage your claim. Sometimes when an insurance provider has a high quantity of cases– like after a weather event– they don’t have sufficient internal adjusters to cover the area. Insurance companies will certainly enlist the services of independent adjusters from outside of the affected area to take care of claims for their insurance holders. An independent insurance adjuster is also responsible to the insurance provider who has contracted them. They have considerations for future jobs from the insurance provider, so they may have to weigh out the advantages and disadvantages of paying you what you are entitled to. Also, many times independent adjusters are really swamped and they do not have enough time or energy to correctly evaluate your damages. They are under pressure to hurry your claim and send an insufficient damages settlement.

The 3rd sort of insurance adjuster, the public insurance adjuster, benefits the insurance policy holder. The public insurance adjuster is an independent and accredited insurance adjuster, contracted by the insurance policy holder, and works with you during the insurance claims process.

Public adjusters are required to be licensed in New Jersey. There is no conflict of interest for the public adjuster. They only work for the property owner’s benefit and have zero fiduciary obligation to your insurance provider.

The Public Insurance Adjusters at The Claim Guide have become the most reputable public insurance adjusters in Alpine. The Public Insurance Adjusters that work for The Claim Guide are all licensed and fully certified, working solely for home and business owners.

The Claim Guide is happy to help. Give us a call today to get started with your  property claim. (610) 265-1235

We have numerous satisfied residential clients in Alpine and the surrounding cities like: Demarest, Cresskill, Closter, Tenafly, Rockleigh, Haworth, Harrington Park, Norwood, Dumont, Northvale, Bergenfield, New Milford, Englewood, Old Tappan, Englewood Cliffs
MAXIMUM settlement. SHORTEST time. LOWEST fee.
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