Do you feel that you were not fully or rightfully compensated by your insurance company for damages to your home? If so, you may want to think about filing to reopen your old claim. Most U.S. states now allow you to file to reopen claims within a defined period of time. Generally speaking, you typically have up to five years to reopen a claim.
In most states, there is a one year rule stating that you may reopen a claim one year after the damage has occurred. Insurance companies only make an offer based on what they see during their inspection, not what is wrong behind formed walls or closed doors. Unfortunately, more often than not, there are hidden damages that are later discovered, however you were not compensated for them since they were not found during the initial inspection. This is where we come in.
When you call us to get your free claim audit during the claim reopening process, we will not collect any fees unless we find areas of underpayment, items that were left out of your settlement, or both. We want to make sure that if there was something the insurance adjuster missed or omitted that it does not go unnoticed.
There is often a common misconception that since you already had a claim and already received a settlement check, the case is closed. However, this is incorrect. When you reopen a claim, you are essentially seeking additional funds even if you previously received a check. If you believe that you have been underpaid or unjustly denied then call us at The Claim Guide to help.