by The Claim Ranger | Jul 25, 2016 | Insurance Premiums, Myths Of Insurance Premiums, The Claim Guide
“If I file a home insurance claim, there’s no way that my premium won’t go up!” FALSE. Yes, many home insurance companies will look at your history of claims, but there are a lot of other factors that go into how much you pay for your home...
by The Claim Ranger | Jul 11, 2016 | Uncategorized
When dealing with theft and vandalism cases, insurance claims can be a little bit more difficult than most due to the fact that they are very detailed and specific. Theft, however, is known to be a little more difficult to get coverage for from your insurance company....
by The Claim Ranger | Jul 4, 2016 | Lightning Damage
It may come as a surprise to many, but of all the home and business insurance claims filed in Pennsylvania lightning is the most common. Even though they are the most common, they are still one of the most difficult. Most insurance policyholders don’t know what is...
by The Claim Ranger | Jun 26, 2016 | Uncategorized
Choosing the right public adjuster can be a complicated process. You don’t want to hire just any adjuster, so we want to make sure you know exactly what you’re looking for and that at The Claim Guide we have it all. 1. Understand your wants, needs, and...
by The Claim Ranger | Jun 8, 2016 | Claim Reopening, The Claim Guide
Do you feel that you were not fully or rightfully compensated by your insurance company for damages to your home? If so, you may want to think about filing to reopen your old claim. Most U.S. states now allow you to file to reopen claims within a defined period of...
by The Claim Ranger | May 17, 2016 | Mold Damage
In most cases whether mold damage is covered or not is all up to the source of the water damage that caused it. Although flood insurance is not normally packaged with regular home owners insurance if you have a separate plan for flood then you would be covered for the...
by The Claim Ranger | May 13, 2016 | Uncategorized
Generally speaking most home insurance plans have some coverage for landscaping, with certain conditions for it to be covered. Also these basic plans don’t cover insect or pest damage, and only cover to a certain percentage of the homes protection plan. For...
by The Claim Ranger | Apr 14, 2016 | The Claim Guide
Reviewing your claim information is the first step to appealing a denial from the insurance company. A claim might have been filed wrong, questions might have been left unanswered or been answered in a way that left room for interpretation by the insurance company....
by The Claim Ranger | Mar 7, 2016 | Storm Damage
Storms can damage your home or property in many ways. Just to name a few, wind can damage your roofing and siding, hail or debris can damage your siding and windows, water can seep through damaged roofing or siding and cause water damage. Particularly bad storms like...
by The Claim Ranger | Feb 11, 2016 | The Claim Guide
The most potential benefit can be gained the earlier a public adjuster is engaged in the process. Right after you experience property damage and contact your insurance company, contact a public adjuster. Your insurance company will send an adjuster to assess the...